ACH Return Codes

CodeDescriptionLocks the NodeLocks the User
R01Insufficient Funds
R02Account Closed:white-check-mark:
R03No Account/Unable to Locate Account:white-check-mark:
R04Invalid Account Number:white-check-mark:
R06Returned Per ODFI's Request
R07Authorization Revoked by Customer:white-check-mark:
R08Payment Stopped:white-check-mark:
R09Uncollected Funds
R10Customer Advises Not Authorized:white-check-mark:
R11Check Safekeeping Entry Return
R12Branch Sold To Another DFI:white-check-mark:
R13RDFI Not Qualified to Participate:white-check-mark:
R14Account Holder Deceased:white-check-mark:
R16Account Frozen:white-check-mark:
R17File Record Edit Criteria
R20Non-Transaction Account:white-check-mark:
R21Invalid Company Identification
R22Invalid Individual ID Number
R23Credit Refused by Receiver
R24Duplicate Entry
R29Corporate Customer Advises Not Authorized:white-check-mark:
R31Permissible Return Entry
R33Return of XCK Entry
R34Limited participation DFI:white-check-mark:

Updated 7 months ago

ACH Return Codes


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