ACH Return Codes

Code

Description

Locks the Node

Locks the User

R01

Insufficient Funds

R02

Account Closed

:white-check-mark:

R03

No Account/Unable to Locate Account

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R04

Invalid Account Number

:white-check-mark:

R06

Returned Per ODFI's Request

R07

Authorization Revoked by Customer

UNAUTHORIZED RETURN PRICING APPLIES

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R08

Payment Stopped

UNAUTHORIZED RETURN PRICING APPLIES

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R09

Uncollected Funds

R10

Customer Advises Not Authorized

UNAUTHORIZED RETURN PRICING APPLIES

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R11

Check Safekeeping Entry Return

R12

Branch Sold To Another DFI

:white-check-mark:

R13

RDFI Not Qualified to Participate

:white-check-mark:

R14

Account Holder Deceased

:white-check-mark:

R16

Account Frozen

:white-check-mark:

R17

File Record Edit Criteria

R20

Non-Transaction Account

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R21

Invalid Company Identification

R22

Invalid Individual ID Number

R23

Credit Refused by Receiver

R24

Duplicate Entry

R29

Corporate Customer Advises Not Authorized

UNAUTHORIZED RETURN PRICING APPLIES

:white-check-mark:

R31

Permissible Return Entry

R33

Return of XCK Entry

R34

Limited participation DFI

:white-check-mark:

In Sandbox the relevant node or user may be locked automatically. For more details, refer to ACH Transaction Sandbox Test Values.

Updated about a month ago

ACH Return Codes


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