Card Processing Intro

Card processing resources

Card Processing (also called Interchange Processing) is another payment method to send/receive funds onto debit or credit cards. We currently only support Visa, Mastercard, and smaller networks such as STAR, pulse, accel, and nyce. This is a much faster alternative to ACH or wires, as transactions get processed instantly.

Since funds get processed instantly, insufficient returns and incorrect account info are rejected immediately as well. This gives platforms more security and lowers the liability for the platform compared to ACH.

To create a card processing transaction, you will need to:

  • Create Users (Sender & Receiver)
  • Link a Card
  • Create a transaction to/from a Synapse managed account

Node Type

Account Type
Default Permissions
Comment

INTERCHANGE-US

CREDIT-AND-DEBIT

A Credit/Debit card for processing Interchange payments. Pushing and pulling funds from the card is allowed

Node Object

_id:
string

Object ID of the node

_links.self.href:
string

HAL style link for the node

allowed:
string

Denotes the account standing. Look at the node permissions section above to learn more

client.id:
string

ID of the client that created the node

client.name:
string

Name of the client that created the node

info.nickname:
string

Any nickname/common name given to the node. Eg. Savings Node

info.document_id:
string

User's document ID that the card is associated with

info.network:
string

Card's network Visa, Mastercard, Discover

info.type:
string

Card type Debit, Credit, Prepaid

info.card_hash:
string

A hash value derived from card details. This will be same for cards with same card details

info.is_international:
boolean

true if the card is not a US based

is_active:
booleantrue

If the node is indexed or marked deleted.

timeline:
array of objects

Array that tracks node updates as they occur

type:
string

Type of node

extra.supp_id:
string

Any supplied ID given by the client that created the node

NODE PERMISSIONS

Every INTERCHANGE-US node can have the following permissions associated with them

PERMISSION
DESCRIPTION

CREDIT-AND-DEBIT

Node can be used for sending or receiving funds

PENDING

Node permissions are pending verification

INACTIVE

Node has been disabled and cannot be used for any transactions

LOCKED

Node has been locked and cannot be used for any transactions

Card Processing Intro


Card processing resources

Suggested Edits are limited on API Reference Pages

You can only suggest edits to Markdown body content, but not to the API spec.