{"_id":"5bb404001293b100031ea726","project":"59f79e3c584eb200345ceafc","version":{"_id":"5ba178b00a916500030c6a21","project":"59f79e3c584eb200345ceafc","__v":24,"forked_from":"59f79e3c584eb200345ceaff","createdAt":"2015-09-17T03:47:20.956Z","releaseDate":"2015-09-17T03:47:20.956Z","categories":["5ba178b00a916500030c69a2","5ba178b00a916500030c69a3","5ba178b00a916500030c69a4","5ba178b00a916500030c69a5","5ba178b00a916500030c69a6","5ba178b00a916500030c69a7","5ba178b00a916500030c69a8","5ba178b00a916500030c69a9","5ba178b00a916500030c69aa","5ba178b00a916500030c69ab","5ba178b00a916500030c69ac","5afb6888212c690003ae3d3b","5ba178b00a916500030c69ad","5ba178b00a916500030c69ae","5ba2dcbc99f53f0003b97e2c","5babd73fa0ab3e0003ead030","5bb4038be7222e000334dd97","5bb55954478c1300031a44c2","5bb665a1607307000327c81e","5bb6f90229a7fb0003a0650d","5bb7f9bc29a7fb0003a07ac1","5bba58bd7ba7710003bd901d","5bba6dac7ba7710003bd908d","5bba6e257ba7710003bd9090","5bbac87810189c0003e619ea","5bbb9d02b5862c00036266b2","5bbbadb6219c3e000376c2de","5bc417751d1b0000182bf7f6","5bc59e3b2a5b4f0044db5b97","5bc7bbce2262cc0041f6eff2","5bce6a3580a7250031199f34","5bcfac2c4082510019f2d91b","5bcfac3757bed90030e45d68","5bcfac45d305bc0049941539","5bd2a43548bb6f00289c8fad","5bd3a42a026ebe001f66259e","5bd9d5afffe003005b02f97b","5becb7ee85c6b300557662b6"],"is_deprecated":false,"is_hidden":false,"is_beta":true,"is_stable":false,"codename":"","version_clean":"3.2.0","version":"3.2"},"category":{"_id":"5bb4038be7222e000334dd97","project":"59f79e3c584eb200345ceafc","version":"5ba178b00a916500030c6a21","__v":0,"sync":{"url":"","isSync":false},"reference":false,"createdAt":"2018-10-02T23:47:23.222Z","from_sync":false,"order":3,"slug":"ach","title":"ACH"},"user":"5a68eb6970ea610012bfb924","__v":41,"parentDoc":null,"updates":[],"next":{"pages":[],"description":""},"createdAt":"2018-10-02T23:49:20.261Z","link_external":false,"link_url":"","sync_unique":"","hidden":false,"api":{"examples":{"codes":[{"language":"http","code":"GET /v3.1/users/594e0fa2838454002ea317a0 HTTP/1.1\nHost: uat-api.synapsefi.com\nX-SP-GATEWAY: client_id_2bb1e412edd311e6bd04e285d6015267|client_secret_2bb1e714edd311e6bd04e285d6015267\nX-SP-USER-IP: 127.0.0.1\nX-SP-USER: |e83cf6ddcf778e37bfe3d48fc78a6502062fc\nContent-Type: application/json","name":"w/o full_dehydrate"},{"name":"with full_dehydrate","language":"http","code":"GET /v3.1/users/594e0fa2838454002ea317a0?full_dehydrate=yes HTTP/1.1\nHost: uat-api.synapsefi.com\nX-SP-GATEWAY: client_id_2bb1e412edd311e6bd04e285d6015267|client_secret_2bb1e714edd311e6bd04e285d6015267\nX-SP-USER-IP: 127.0.0.1\nX-SP-USER: |e83cf6ddcf778e37bfe3d48fc78a6502062fc\nContent-Type: application/json"}]},"method":"get","results":{"codes":[{"status":200,"language":"json","code":"{\n    \"_id\": \"594e0fa2838454002ea317a0\",\n    \"_links\": {\n        \"self\": {\n            \"href\": \"https://uat-api.synapsefi.com/v3.1/users/594e0fa2838454002ea317a0\"\n        }\n    },\n    \"client\": {\n        \"id\": \"589acd9ecb3cd400fa75ac06\",\n        \"name\": \"SynapseFI\"\n    },\n    \"doc_status\": {\n        \"physical_doc\": \"SUBMITTED|VALID\",\n        \"virtual_doc\": \"SUBMITTED|VALID\"\n    },\n    \"documents\": [\n        {\n            \"id\": \"2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8\",\n            \"name\": \"Test User\",\n            \"permission_scope\": \"SEND|RECEIVE|1000|DAILY\",\n            \"physical_docs\": [\n                {\n                    \"document_type\": \"GOVT_ID\",\n                    \"id\": \"c486c2cb8c1bce695fcfae3197e14aa5b8ddec184c2779d00d581abee5d9a04c\",\n                    \"last_updated\": 1498288034877,\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ],\n            \"social_docs\": [\n                {\n                    \"document_type\": \"FACEBOOK\",\n                    \"id\": \"8f314a6a53f36ee569455761e49a2a7fe790d251c5611c65255befdb303602b7\",\n                    \"last_updated\": 1498288034880,\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"PHONE_NUMBER\",\n                    \"id\": \"fda60784d6375bc44edafaaeae149626c4c13dcb92e85a2a7a00eec2cdfd2b6f\",\n                    \"last_updated\": 1498288034880,\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"EMAIL\",\n                    \"id\": \"2c45158f6431ca874bbe82f63d5905567854dde4d8b81539944e5779e5eee741\",\n                    \"last_updated\": 1498288034880,\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"IP\",\n                    \"id\": \"28d9177b22c127d9a51d8903893864accf6e553ac326704a4c0d585eaad2516a\",\n                    \"last_updated\": 1498288034880,\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ],\n            \"virtual_docs\": [\n                {\n                    \"document_type\": \"SSN\",\n                    \"id\": \"ee596c2896dddc19b76c07a184fe7d3cf5a04b8e94b9108190cac7890739017f\",\n                    \"last_updated\": 1498288034875,\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ]\n        }\n    ],\n    \"emails\": [],\n    \"extra\": {\n        \"cip_tag\": 1,\n        \"date_joined\": 1498288029784,\n        \"extra_security\": false,\n        \"is_business\": false,\n        \"last_updated\": 1498288034864,\n        \"public_note\": null,\n        \"supp_id\": \"122eddfgbeafrfvbbb\"\n    },\n    \"is_hidden\": false,\n    \"legal_names\": [\n        \"Test User\"\n    ],\n    \"logins\": [\n        {\n            \"email\": \"test:::at:::synapsefi.com\",\n            \"scope\": \"READ_AND_WRITE\"\n        }\n    ],\n    \"permission\": \"SEND-AND-RECEIVE\",\n    \"phone_numbers\": [\n        \"[email protected]\",\n        \"901.111.1111\"\n    ],\n    \"photos\": [],\n    \"refresh_token\": \"refresh_ehG7YBS8ZiD0sLa6PQHMUxryovVkJzElC5gWROXq\"\n}","name":"w/o full_dehydrate"},{"code":"{\n    \"_id\": \"594e0fa2838454002ea317a0\",\n    \"_links\": {\n        \"self\": {\n            \"href\": \"https://uat-api.synapsefi.com/v3.1/users/594e0fa2838454002ea317a0\"\n        }\n    },\n    \"_v\": 2,\n    \"client\": {\n        \"id\": \"589acd9ecb3cd400fa75ac06\",\n        \"name\": \"SynapseFI\"\n    },\n    \"doc_status\": {\n        \"physical_doc\": \"SUBMITTED|VALID\",\n        \"virtual_doc\": \"SUBMITTED|VALID\"\n    },\n    \"documents\": [\n        {\n            \"address_city\": \"SF\",\n            \"address_country_code\": \"US\",\n            \"address_postal_code\": \"94114\",\n            \"address_street\": \"1 Market St.\",\n            \"address_subdivision\": \"CA\",\n            \"alias\": \"Test\",\n            \"day\": 2,\n            \"email\": \"[email protected]\",\n            \"entity_scope\": \"Arts & Entertainment\",\n            \"entity_type\": \"M\",\n            \"id\": \"2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8\",\n            \"ip\": \"::1\",\n            \"month\": 5,\n            \"name\": \"Test User\",\n            \"permission_scope\": \"SEND|RECEIVE|1000|DAILY\",\n            \"phone_number\": \"901.111.1111\",\n            \"physical_docs\": [\n                {\n                    \"document_type\": \"GOVT_ID\",\n                    \"document_value\": \"https://cdn.synapsepay.com/uploads/2017/06/24/DioeVvEbMOfxzpLGZNCPnJKYuHQ7t89s4FBmTk00rRgyc35WXU.gif\",\n                    \"id\": \"c486c2cb8c1bce695fcfae3197e14aa5b8ddec184c2779d00d581abee5d9a04c\",\n                    \"last_updated\": 1498288034877,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ],\n            \"screening_results\": {\n                \"561\": \"NO_MATCH\",\n                \"aucl\": \"NO_MATCH\",\n                \"concern_location\": \"NO_MATCH\",\n                \"dpl\": \"NO_MATCH\",\n                \"dtc\": \"NO_MATCH\",\n                \"el\": \"NO_MATCH\",\n                \"eucl\": \"NO_MATCH\",\n                \"fatf_non_cooperative_jurisdiction\": \"NO_MATCH\",\n                \"fbi_bank_robbers\": \"NO_MATCH\",\n                \"fbi_counter_intelligence\": \"NO_MATCH\",\n                \"fbi_crimes_against_children\": \"NO_MATCH\",\n                \"fbi_criminal_enterprise_investigations\": \"NO_MATCH\",\n                \"fbi_cyber\": \"NO_MATCH\",\n                \"fbi_domestic_terrorism\": \"NO_MATCH\",\n                \"fbi_human_trafficking\": \"NO_MATCH\",\n                \"fbi_murders\": \"NO_MATCH\",\n                \"fbi_violent_crimes\": \"NO_MATCH\",\n                \"fbi_wanted_terrorists\": \"NO_MATCH\",\n                \"fbi_white_collar\": \"NO_MATCH\",\n                \"fincen_red_list\": \"NO_MATCH\",\n                \"fse\": \"NO_MATCH\",\n                \"fto_sanctions\": \"NO_MATCH\",\n                \"futures_sanctions\": \"NO_MATCH\",\n                \"hkma_sanctions\": \"NO_MATCH\",\n                \"hm_treasury_sanctions\": \"NO_MATCH\",\n                \"isn\": \"NO_MATCH\",\n                \"mas_sanctions\": \"NO_MATCH\",\n                \"monitored_location\": \"NO_MATCH\",\n                \"ns-isa\": \"NO_MATCH\",\n                \"ofac_561_list\": \"NO_MATCH\",\n                \"ofac_eo13645\": \"NO_MATCH\",\n                \"ofac_fse\": \"NO_MATCH\",\n                \"ofac_fse_ir\": \"NO_MATCH\",\n                \"ofac_fse_sy\": \"NO_MATCH\",\n                \"ofac_isa\": \"NO_MATCH\",\n                \"ofac_ns_isa\": \"NO_MATCH\",\n                \"ofac_plc\": \"NO_MATCH\",\n                \"ofac_sdn\": \"NO_MATCH\",\n                \"ofac_ssi\": \"NO_MATCH\",\n                \"ofac_syria\": \"NO_MATCH\",\n                \"ofac_ukraine_eo13662\": \"NO_MATCH\",\n                \"osfi\": \"NO_MATCH\",\n                \"pep\": \"NO_MATCH\",\n                \"plc\": \"NO_MATCH\",\n                \"primary_concern\": \"NO_MATCH\",\n                \"sdn\": \"NO_MATCH\",\n                \"ssi\": \"NO_MATCH\",\n                \"tel_sanctions\": \"NO_MATCH\",\n                \"ukcl\": \"NO_MATCH\",\n                \"uvl\": \"NO_MATCH\"\n            },\n            \"social_docs\": [\n                {\n                    \"document_type\": \"FACEBOOK\",\n                    \"document_value\": \"https://www.facebook.com/valid\",\n                    \"id\": \"8f314a6a53f36ee569455761e49a2a7fe790d251c5611c65255befdb303602b7\",\n                    \"last_updated\": 1498288034880,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"PHONE_NUMBER\",\n                    \"document_value\": \"901.111.1111\",\n                    \"id\": \"fda60784d6375bc44edafaaeae149626c4c13dcb92e85a2a7a00eec2cdfd2b6f\",\n                    \"last_updated\": 1498288034880,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"EMAIL\",\n                    \"document_value\": \"[email protected]\",\n                    \"id\": \"2c45158f6431ca874bbe82f63d5905567854dde4d8b81539944e5779e5eee741\",\n                    \"last_updated\": 1498288034880,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"IP\",\n                    \"document_value\": \"::1\",\n                    \"id\": \"28d9177b22c127d9a51d8903893864accf6e553ac326704a4c0d585eaad2516a\",\n                    \"last_updated\": 1498288034880,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ],\n            \"virtual_docs\": [\n                {\n                    \"document_type\": \"SSN\",\n                    \"document_value\": \"2222\",\n                    \"id\": \"ee596c2896dddc19b76c07a184fe7d3cf5a04b8e94b9108190cac7890739017f\",\n                    \"last_updated\": 1498288034875,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ],\n            \"year\": 1989\n        }\n    ],\n    \"emails\": [],\n    \"extra\": {\n        \"cip_tag\": 1,\n        \"date_joined\": 1498288029784,\n        \"extra_security\": false,\n        \"is_business\": false,\n        \"last_updated\": 1498288034864,\n        \"note\": null,\n        \"public_note\": null,\n        \"supp_id\": \"122eddfgbeafrfvbbb\"\n    },\n    \"flag\": \"NOT-FLAGGED\",\n    \"ips\": [\n        \"127.0.0.1\"\n    ],\n    \"is_hidden\": false,\n    \"legal_names\": [\n        \"Test User\"\n    ],\n    \"logins\": [\n        {\n            \"email\": \"[email protected]\",\n            \"scope\": \"READ_AND_WRITE\"\n        }\n    ],\n    \"permission\": \"SEND-AND-RECEIVE\",\n    \"phone_numbers\": [\n        \"[email protected]\",\n        \"901.111.1111\"\n    ],\n    \"photos\": [],\n    \"refresh_token\": \"refresh_ehG7YBS8ZiD0sLa6PQHMUxryovVkJzElC5gWROXq\"\n}","language":"json","name":"with full_dehydrate","status":200}]},"settings":"","auth":"required","params":[{"_id":"58acf7f3e570c62500512a63","ref":"","in":"query","required":false,"desc":"[yes/no] Full Dehydrate yes will return back user's KYC info.","default":"no","type":"string","name":"full_dehydrate"},{"_id":"590ca984ae0df70f0044026c","ref":"","in":"path","required":true,"desc":"The user ID of the user you wish to retrieve","default":"","type":"string","name":"user_id"}],"url":"/v3.1/users/:user_id"},"isReference":false,"order":0,"body":"ACH is an electronic form of payment between US bank accounts. It is a fast, reliable, and cost-efficient way to send and receive money. \n\nTo create an ACH transaction, you will need to:\n  * Create Users (Sender & Receiver)\n  * Link Bank Accounts (with Bank Logins or Account/Routing numbers)\n  * Create a transaction\n\n##Batch Times\n[block:parameters]\n{\n  \"data\": {\n    \"0-0\": \"Same Day ACH\",\n    \"h-1\": \"Batch Time\",\n    \"h-2\": \"Settlement Time\",\n    \"1-0\": \"Next Day ACH (default)\",\n    \"0-1\": \"9AM PT\",\n    \"0-2\": \"Same Business Day\",\n    \"1-1\": \"4PM PT\",\n    \"1-2\": \"Next Business Day\"\n  },\n  \"cols\": 3,\n  \"rows\": 2\n}\n[/block]\n##Node Types\n[block:parameters]\n{\n  \"data\": {\n    \"h-0\": \"LINKING METHOD\",\n    \"h-1\": \"ACCOUNT TYPE\",\n    \"h-2\": \"DEFAULT PERMISSION\",\n    \"h-3\": \"DESCRIPTION\",\n    \"0-0\": \"Link with Bank Logins\",\n    \"0-1\": \"ACH-US\",\n    \"0-2\": \"CREDIT-AND-DEBIT\",\n    \"0-3\": \"An external bank account (ex: your Chase account). The account is verified instantly.\",\n    \"1-0\": \"Link with Account/Routing\",\n    \"1-1\": \"ACH-US\",\n    \"1-2\": \"CREDIT\",\n    \"1-3\": \"An external bank account (ex: your Chase account). Verify with micro-deposits to receive CREDIT-AND-DEBIT permissions.\"\n  },\n  \"cols\": 4,\n  \"rows\": 2\n}\n[/block]\n##ACH-US node object\n[block:html]\n{\n  \"html\": \"<div class=\\\"api-manager\\\"><div class=\\\"param-table\\\"><div class=\\\"table\\\"><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong>_id<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Object ID of the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">_links.self.</span>href<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>HAL style link for the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong>allowed<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Denotes the account standing. Look at the <a href=\\\"#section-node-permissions\\\">node permissions</a> section below to learn more</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">client.</span>id<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>ID of the client that created the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">client.</span>name<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Name of the client that created the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.</span>account_num<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Last 4 digits of the account number associated with the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.</span>address<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Address of the bank</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.balance.</span>amount<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">double</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>[Deprecated] Balance associated with the node.</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.balance.</span>currency<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><span class=\\\"param-default text-muted\\\">USD</span><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>[Deprecated] Currency of the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.</span>bank_name<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Name of the bank</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.</span>bank_long_name<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Name of the bank</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.</span>name_on_account<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>[Deprecated] Name of the user who owns the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.</span>nickname<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Any nickname/common name given to the node. Eg. Savings Node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.</span>routing_num<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Last 4 digits of the routing number associated with the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.</span>type<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><span class=\\\"param-default text-muted\\\">PERSONAL</span><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Type of bank account. <code>PERSONAL</code> or <code>BUSINESS</code></p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong>is_active<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">boolean</strong><span class=\\\"param-default text-muted\\\">true</span><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>If the node is indexed or marked deleted.</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong>timeline<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">array of objects</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Array that tracks node updates as they occur</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong>type<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Type of node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">extra.</span>supp_id<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Any supplied ID given by the client that created the node</p>\\n</div></div></div></div></div></div>\"\n}\n[/block]\n##NODE PERMISSIONS\nEvery ACH-US node can have the following permissions associated with them\n[block:parameters]\n{\n  \"data\": {\n    \"h-0\": \"PERMISSION\",\n    \"h-1\": \"DESCRIPTION\",\n    \"0-0\": \"CREDIT\",\n    \"1-0\": \"CREDIT-AND-DEBIT\",\n    \"2-0\": \"INACTIVE\",\n    \"3-0\": \"LOCKED\",\n    \"0-1\": \"Node can only receive funds. In case of ACH-US nodes added with ACT/RT #, you need to Verify Micro-deposit to obtain CREDIT-AND-DEBIT permission.\",\n    \"1-1\": \"Node can be used for sending or receiving funds\",\n    \"2-1\": \"Node has been disabled and cannot be used for any transactions.\",\n    \"3-1\": \"Node has been locked and cannot be used for any transactions. This cannot be unlocked by the platform.\"\n  },\n  \"cols\": 2,\n  \"rows\": 4\n}\n[/block]","excerpt":"ACH resources","slug":"ach-resource","type":"basic","title":"ACH Intro"}

ACH Intro

ACH resources

ACH is an electronic form of payment between US bank accounts. It is a fast, reliable, and cost-efficient way to send and receive money. To create an ACH transaction, you will need to: * Create Users (Sender & Receiver) * Link Bank Accounts (with Bank Logins or Account/Routing numbers) * Create a transaction ##Batch Times [block:parameters] { "data": { "0-0": "Same Day ACH", "h-1": "Batch Time", "h-2": "Settlement Time", "1-0": "Next Day ACH (default)", "0-1": "9AM PT", "0-2": "Same Business Day", "1-1": "4PM PT", "1-2": "Next Business Day" }, "cols": 3, "rows": 2 } [/block] ##Node Types [block:parameters] { "data": { "h-0": "LINKING METHOD", "h-1": "ACCOUNT TYPE", "h-2": "DEFAULT PERMISSION", "h-3": "DESCRIPTION", "0-0": "Link with Bank Logins", "0-1": "ACH-US", "0-2": "CREDIT-AND-DEBIT", "0-3": "An external bank account (ex: your Chase account). The account is verified instantly.", "1-0": "Link with Account/Routing", "1-1": "ACH-US", "1-2": "CREDIT", "1-3": "An external bank account (ex: your Chase account). Verify with micro-deposits to receive CREDIT-AND-DEBIT permissions." }, "cols": 4, "rows": 2 } [/block] ##ACH-US node object [block:html] { "html": "<div class=\"api-manager\"><div class=\"param-table\"><div class=\"table\"><div class=\"tr\"><div class=\"td param\"><strong>_id<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Object ID of the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">_links.self.</span>href<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>HAL style link for the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong>allowed<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Denotes the account standing. Look at the <a href=\"#section-node-permissions\">node permissions</a> section below to learn more</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">client.</span>id<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>ID of the client that created the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">client.</span>name<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Name of the client that created the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.</span>account_num<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Last 4 digits of the account number associated with the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.</span>address<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Address of the bank</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.balance.</span>amount<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">double</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>[Deprecated] Balance associated with the node.</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.balance.</span>currency<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><span class=\"param-default text-muted\">USD</span><div marked=\"\" class=\"ng-isolate-scope\"><p>[Deprecated] Currency of the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.</span>bank_name<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Name of the bank</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.</span>bank_long_name<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Name of the bank</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.</span>name_on_account<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>[Deprecated] Name of the user who owns the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.</span>nickname<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Any nickname/common name given to the node. Eg. Savings Node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.</span>routing_num<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Last 4 digits of the routing number associated with the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.</span>type<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><span class=\"param-default text-muted\">PERSONAL</span><div marked=\"\" class=\"ng-isolate-scope\"><p>Type of bank account. <code>PERSONAL</code> or <code>BUSINESS</code></p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong>is_active<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">boolean</strong><span class=\"param-default text-muted\">true</span><div marked=\"\" class=\"ng-isolate-scope\"><p>If the node is indexed or marked deleted.</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong>timeline<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">array of objects</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Array that tracks node updates as they occur</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong>type<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Type of node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">extra.</span>supp_id<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Any supplied ID given by the client that created the node</p>\n</div></div></div></div></div></div>" } [/block] ##NODE PERMISSIONS Every ACH-US node can have the following permissions associated with them [block:parameters] { "data": { "h-0": "PERMISSION", "h-1": "DESCRIPTION", "0-0": "CREDIT", "1-0": "CREDIT-AND-DEBIT", "2-0": "INACTIVE", "3-0": "LOCKED", "0-1": "Node can only receive funds. In case of ACH-US nodes added with ACT/RT #, you need to Verify Micro-deposit to obtain CREDIT-AND-DEBIT permission.", "1-1": "Node can be used for sending or receiving funds", "2-1": "Node has been disabled and cannot be used for any transactions.", "3-1": "Node has been locked and cannot be used for any transactions. This cannot be unlocked by the platform." }, "cols": 2, "rows": 4 } [/block]