{"_id":"5ba2dcfb99f53f0003b97e30","project":"59f79e3c584eb200345ceafc","version":{"_id":"5ba178b00a916500030c6a21","project":"59f79e3c584eb200345ceafc","__v":24,"forked_from":"59f79e3c584eb200345ceaff","createdAt":"2015-09-17T03:47:20.956Z","releaseDate":"2015-09-17T03:47:20.956Z","categories":["5ba178b00a916500030c69a2","5ba178b00a916500030c69a3","5ba178b00a916500030c69a4","5ba178b00a916500030c69a5","5ba178b00a916500030c69a6","5ba178b00a916500030c69a7","5ba178b00a916500030c69a8","5ba178b00a916500030c69a9","5ba178b00a916500030c69aa","5ba178b00a916500030c69ab","5ba178b00a916500030c69ac","5afb6888212c690003ae3d3b","5ba178b00a916500030c69ad","5ba178b00a916500030c69ae","5ba2dcbc99f53f0003b97e2c","5babd73fa0ab3e0003ead030","5bb4038be7222e000334dd97","5bb55954478c1300031a44c2","5bb665a1607307000327c81e","5bb6f90229a7fb0003a0650d","5bb7f9bc29a7fb0003a07ac1","5bba58bd7ba7710003bd901d","5bba6dac7ba7710003bd908d","5bba6e257ba7710003bd9090","5bbac87810189c0003e619ea","5bbb9d02b5862c00036266b2","5bbbadb6219c3e000376c2de","5bc417751d1b0000182bf7f6","5bc59e3b2a5b4f0044db5b97","5bc7bbce2262cc0041f6eff2","5bce6a3580a7250031199f34","5bcfac2c4082510019f2d91b","5bcfac3757bed90030e45d68","5bcfac45d305bc0049941539","5bd2a43548bb6f00289c8fad","5bd3a42a026ebe001f66259e","5bd9d5afffe003005b02f97b","5becb7ee85c6b300557662b6"],"is_deprecated":false,"is_hidden":false,"is_beta":true,"is_stable":false,"codename":"","version_clean":"3.2.0","version":"3.2"},"category":{"_id":"5ba2dcbc99f53f0003b97e2c","project":"59f79e3c584eb200345ceafc","version":"5ba178b00a916500030c6a21","__v":0,"sync":{"url":"","isSync":false},"reference":false,"createdAt":"2018-09-19T23:33:16.071Z","from_sync":false,"order":8,"slug":"deposit-accounts","title":"Deposit Accounts"},"user":"5a68eb6970ea610012bfb924","__v":0,"parentDoc":null,"updates":[],"next":{"pages":[],"description":""},"createdAt":"2018-09-19T23:34:19.248Z","link_external":false,"link_url":"","sync_unique":"","hidden":false,"api":{"results":{"codes":[]},"settings":"","examples":{"codes":[]},"auth":"required","params":[],"url":""},"isReference":false,"order":0,"body":"Direct Deposit Accounts `DEPOSIT-US` (also known as Direct Deposit Accounts or Checking Accounts), are general purpose deposit accounts opened in the end user's name at our partner bank. These accounts are FDIC insured up to $250,000. Once created, these accounts open the door for a variety of other features, including account/routing number issuance and card issuance.\n\nBecause these are full deposit accounts opened in the end user's name, they have standardized KYC obligations, including SSN and government ID at a minimum.\n\n\n\n##Node Type\n[block:parameters]\n{\n  \"data\": {\n    \"h-0\": \"Type\",\n    \"h-1\": \"Default Permissions\",\n    \"h-2\": \"Comment\",\n    \"0-0\": \"DEPOSIT-US\",\n    \"0-1\": \"CREDIT-AND-DEBIT\",\n    \"0-2\": \"An FDIC insured deposit account that can be used to hold funds.\"\n  },\n  \"cols\": 3,\n  \"rows\": 1\n}\n[/block]\n\n[block:html]\n{\n  \"html\": \"<h3 class=\\\"paramGroupTitle\\\">All Deposit Node Objects</h3></div>\\n\\n<div class=\\\"api-manager\\\"><div class=\\\"param-table\\\"><div class=\\\"table\\\"><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong>_id<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Object ID of the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">_links.self.</span>href<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>HAL style link for the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong>allowed<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Denotes the account standing. Look at the <a href=\\\"#section-node-permissions\\\">node permissions</a> section below to learn more</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">client.</span>id<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>ID of the client that created the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">client.</span>name<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Name of the client that created the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.</span>nickname<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Any nickname/common name given to the node. Eg. Savings Node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.</span>name_on_account<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>[Deprecated] Name of the user who owns the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.balance.</span>amount<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">double</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Balance associated with the node.</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.balance.</span>currency<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><span class=\\\"param-default text-muted\\\">USD</span><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Currency of the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong>type<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Type of node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong>timeline<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">array of objects</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Array that tracks node updates as they occur</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong>is_active<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">boolean</strong><span class=\\\"param-default text-muted\\\">true</span><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>If the node is indexed or marked deleted.</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong>user_id<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>ID of the user who owns the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">extra.</span>supp_id<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Any supplied ID given by the client that created the node</p>\\n</div></div></div></div></div></div>\"\n}\n[/block]\n##Node Permissions\nEvery deposit account has the following permissions associated with them:\n[block:parameters]\n{\n  \"data\": {\n    \"h-0\": \"Permission\",\n    \"h-1\": \"Comments\",\n    \"0-0\": \"CREDIT-AND-DEBIT\",\n    \"0-1\": \"Node can be used for sending and receiving funds\",\n    \"1-0\": \"INACTIVE\",\n    \"2-0\": \"LOCKED\",\n    \"1-1\": \"Node has been disabled and cannot be used for any transactions\",\n    \"2-1\": \"Node has been locked and cannot be used for any transactions. This can be used in the case of fraudulent activity.\"\n  },\n  \"cols\": 2,\n  \"rows\": 3\n}\n[/block]","excerpt":"Deposit account resources","slug":"intro-to-direct-deposit-accounts","type":"basic","title":"Deposit Account Intro"}

Deposit Account Intro

Deposit account resources

Direct Deposit Accounts `DEPOSIT-US` (also known as Direct Deposit Accounts or Checking Accounts), are general purpose deposit accounts opened in the end user's name at our partner bank. These accounts are FDIC insured up to $250,000. Once created, these accounts open the door for a variety of other features, including account/routing number issuance and card issuance. Because these are full deposit accounts opened in the end user's name, they have standardized KYC obligations, including SSN and government ID at a minimum. ##Node Type [block:parameters] { "data": { "h-0": "Type", "h-1": "Default Permissions", "h-2": "Comment", "0-0": "DEPOSIT-US", "0-1": "CREDIT-AND-DEBIT", "0-2": "An FDIC insured deposit account that can be used to hold funds." }, "cols": 3, "rows": 1 } [/block] [block:html] { "html": "<h3 class=\"paramGroupTitle\">All Deposit Node Objects</h3></div>\n\n<div class=\"api-manager\"><div class=\"param-table\"><div class=\"table\"><div class=\"tr\"><div class=\"td param\"><strong>_id<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Object ID of the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">_links.self.</span>href<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>HAL style link for the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong>allowed<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Denotes the account standing. Look at the <a href=\"#section-node-permissions\">node permissions</a> section below to learn more</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">client.</span>id<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>ID of the client that created the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">client.</span>name<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Name of the client that created the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.</span>nickname<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Any nickname/common name given to the node. Eg. Savings Node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.</span>name_on_account<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>[Deprecated] Name of the user who owns the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.balance.</span>amount<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">double</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Balance associated with the node.</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.balance.</span>currency<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><span class=\"param-default text-muted\">USD</span><div marked=\"\" class=\"ng-isolate-scope\"><p>Currency of the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong>type<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Type of node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong>timeline<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">array of objects</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Array that tracks node updates as they occur</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong>is_active<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">boolean</strong><span class=\"param-default text-muted\">true</span><div marked=\"\" class=\"ng-isolate-scope\"><p>If the node is indexed or marked deleted.</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong>user_id<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>ID of the user who owns the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">extra.</span>supp_id<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Any supplied ID given by the client that created the node</p>\n</div></div></div></div></div></div>" } [/block] ##Node Permissions Every deposit account has the following permissions associated with them: [block:parameters] { "data": { "h-0": "Permission", "h-1": "Comments", "0-0": "CREDIT-AND-DEBIT", "0-1": "Node can be used for sending and receiving funds", "1-0": "INACTIVE", "2-0": "LOCKED", "1-1": "Node has been disabled and cannot be used for any transactions", "2-1": "Node has been locked and cannot be used for any transactions. This can be used in the case of fraudulent activity." }, "cols": 2, "rows": 3 } [/block]