{"_id":"5bbb9d70b5862c00036266b5","project":"59f79e3c584eb200345ceafc","version":{"_id":"5ba178b00a916500030c6a21","project":"59f79e3c584eb200345ceafc","__v":24,"forked_from":"59f79e3c584eb200345ceaff","createdAt":"2015-09-17T03:47:20.956Z","releaseDate":"2015-09-17T03:47:20.956Z","categories":["5ba178b00a916500030c69a2","5ba178b00a916500030c69a3","5ba178b00a916500030c69a4","5ba178b00a916500030c69a5","5ba178b00a916500030c69a6","5ba178b00a916500030c69a7","5ba178b00a916500030c69a8","5ba178b00a916500030c69a9","5ba178b00a916500030c69aa","5ba178b00a916500030c69ab","5ba178b00a916500030c69ac","5afb6888212c690003ae3d3b","5ba178b00a916500030c69ad","5ba178b00a916500030c69ae","5ba2dcbc99f53f0003b97e2c","5babd73fa0ab3e0003ead030","5bb4038be7222e000334dd97","5bb55954478c1300031a44c2","5bb665a1607307000327c81e","5bb6f90229a7fb0003a0650d","5bb7f9bc29a7fb0003a07ac1","5bba58bd7ba7710003bd901d","5bba6dac7ba7710003bd908d","5bba6e257ba7710003bd9090","5bbac87810189c0003e619ea","5bbb9d02b5862c00036266b2","5bbbadb6219c3e000376c2de","5bc417751d1b0000182bf7f6","5bc59e3b2a5b4f0044db5b97","5bc7bbce2262cc0041f6eff2","5bce6a3580a7250031199f34","5bcfac2c4082510019f2d91b","5bcfac3757bed90030e45d68","5bcfac45d305bc0049941539","5bd2a43548bb6f00289c8fad","5bd3a42a026ebe001f66259e","5bd9d5afffe003005b02f97b","5becb7ee85c6b300557662b6"],"is_deprecated":false,"is_hidden":false,"is_beta":true,"is_stable":false,"codename":"","version_clean":"3.2.0","version":"3.2"},"category":{"_id":"5bbb9d02b5862c00036266b2","project":"59f79e3c584eb200345ceafc","version":"5ba178b00a916500030c6a21","__v":0,"sync":{"url":"","isSync":false},"reference":false,"createdAt":"2018-10-08T18:08:02.170Z","from_sync":false,"order":7,"slug":"ledgering-iou","title":"Ledgering (IOU)"},"user":"5a68eb6970ea610012bfb924","__v":10,"parentDoc":null,"updates":[],"next":{"pages":[],"description":""},"createdAt":"2018-10-08T18:09:52.550Z","link_external":false,"link_url":"","sync_unique":"","hidden":false,"api":{"settings":"","results":{"codes":[{"status":200,"language":"json","code":"{\n    \"_id\": \"594e0fa2838454002ea317a0\",\n    \"_links\": {\n        \"self\": {\n            \"href\": \"https://uat-api.synapsefi.com/v3.1/users/594e0fa2838454002ea317a0\"\n        }\n    },\n    \"client\": {\n        \"id\": \"589acd9ecb3cd400fa75ac06\",\n        \"name\": \"SynapseFI\"\n    },\n    \"doc_status\": {\n        \"physical_doc\": \"SUBMITTED|VALID\",\n        \"virtual_doc\": \"SUBMITTED|VALID\"\n    },\n    \"documents\": [\n        {\n            \"id\": \"2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8\",\n            \"name\": \"Test User\",\n            \"permission_scope\": \"SEND|RECEIVE|1000|DAILY\",\n            \"physical_docs\": [\n                {\n                    \"document_type\": \"GOVT_ID\",\n                    \"id\": \"c486c2cb8c1bce695fcfae3197e14aa5b8ddec184c2779d00d581abee5d9a04c\",\n                    \"last_updated\": 1498288034877,\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ],\n            \"social_docs\": [\n                {\n                    \"document_type\": \"FACEBOOK\",\n                    \"id\": \"8f314a6a53f36ee569455761e49a2a7fe790d251c5611c65255befdb303602b7\",\n                    \"last_updated\": 1498288034880,\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"PHONE_NUMBER\",\n                    \"id\": \"fda60784d6375bc44edafaaeae149626c4c13dcb92e85a2a7a00eec2cdfd2b6f\",\n                    \"last_updated\": 1498288034880,\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"EMAIL\",\n                    \"id\": \"2c45158f6431ca874bbe82f63d5905567854dde4d8b81539944e5779e5eee741\",\n                    \"last_updated\": 1498288034880,\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"IP\",\n                    \"id\": \"28d9177b22c127d9a51d8903893864accf6e553ac326704a4c0d585eaad2516a\",\n                    \"last_updated\": 1498288034880,\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ],\n            \"virtual_docs\": [\n                {\n                    \"document_type\": \"SSN\",\n                    \"id\": \"ee596c2896dddc19b76c07a184fe7d3cf5a04b8e94b9108190cac7890739017f\",\n                    \"last_updated\": 1498288034875,\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ]\n        }\n    ],\n    \"emails\": [],\n    \"extra\": {\n        \"cip_tag\": 1,\n        \"date_joined\": 1498288029784,\n        \"extra_security\": false,\n        \"is_business\": false,\n        \"last_updated\": 1498288034864,\n        \"public_note\": null,\n        \"supp_id\": \"122eddfgbeafrfvbbb\"\n    },\n    \"is_hidden\": false,\n    \"legal_names\": [\n        \"Test User\"\n    ],\n    \"logins\": [\n        {\n            \"email\": \"test:::at:::synapsefi.com\",\n            \"scope\": \"READ_AND_WRITE\"\n        }\n    ],\n    \"permission\": \"SEND-AND-RECEIVE\",\n    \"phone_numbers\": [\n        \"[email protected]\",\n        \"901.111.1111\"\n    ],\n    \"photos\": [],\n    \"refresh_token\": \"refresh_ehG7YBS8ZiD0sLa6PQHMUxryovVkJzElC5gWROXq\"\n}","name":"w/o full_dehydrate"},{"code":"{\n    \"_id\": \"594e0fa2838454002ea317a0\",\n    \"_links\": {\n        \"self\": {\n            \"href\": \"https://uat-api.synapsefi.com/v3.1/users/594e0fa2838454002ea317a0\"\n        }\n    },\n    \"_v\": 2,\n    \"client\": {\n        \"id\": \"589acd9ecb3cd400fa75ac06\",\n        \"name\": \"SynapseFI\"\n    },\n    \"doc_status\": {\n        \"physical_doc\": \"SUBMITTED|VALID\",\n        \"virtual_doc\": \"SUBMITTED|VALID\"\n    },\n    \"documents\": [\n        {\n            \"address_city\": \"SF\",\n            \"address_country_code\": \"US\",\n            \"address_postal_code\": \"94114\",\n            \"address_street\": \"1 Market St.\",\n            \"address_subdivision\": \"CA\",\n            \"alias\": \"Test\",\n            \"day\": 2,\n            \"email\": \"[email protected]\",\n            \"entity_scope\": \"Arts & Entertainment\",\n            \"entity_type\": \"M\",\n            \"id\": \"2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8\",\n            \"ip\": \"::1\",\n            \"month\": 5,\n            \"name\": \"Test User\",\n            \"permission_scope\": \"SEND|RECEIVE|1000|DAILY\",\n            \"phone_number\": \"901.111.1111\",\n            \"physical_docs\": [\n                {\n                    \"document_type\": \"GOVT_ID\",\n                    \"document_value\": \"https://cdn.synapsepay.com/uploads/2017/06/24/DioeVvEbMOfxzpLGZNCPnJKYuHQ7t89s4FBmTk00rRgyc35WXU.gif\",\n                    \"id\": \"c486c2cb8c1bce695fcfae3197e14aa5b8ddec184c2779d00d581abee5d9a04c\",\n                    \"last_updated\": 1498288034877,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ],\n            \"screening_results\": {\n                \"561\": \"NO_MATCH\",\n                \"aucl\": \"NO_MATCH\",\n                \"concern_location\": \"NO_MATCH\",\n                \"dpl\": \"NO_MATCH\",\n                \"dtc\": \"NO_MATCH\",\n                \"el\": \"NO_MATCH\",\n                \"eucl\": \"NO_MATCH\",\n                \"fatf_non_cooperative_jurisdiction\": \"NO_MATCH\",\n                \"fbi_bank_robbers\": \"NO_MATCH\",\n                \"fbi_counter_intelligence\": \"NO_MATCH\",\n                \"fbi_crimes_against_children\": \"NO_MATCH\",\n                \"fbi_criminal_enterprise_investigations\": \"NO_MATCH\",\n                \"fbi_cyber\": \"NO_MATCH\",\n                \"fbi_domestic_terrorism\": \"NO_MATCH\",\n                \"fbi_human_trafficking\": \"NO_MATCH\",\n                \"fbi_murders\": \"NO_MATCH\",\n                \"fbi_violent_crimes\": \"NO_MATCH\",\n                \"fbi_wanted_terrorists\": \"NO_MATCH\",\n                \"fbi_white_collar\": \"NO_MATCH\",\n                \"fincen_red_list\": \"NO_MATCH\",\n                \"fse\": \"NO_MATCH\",\n                \"fto_sanctions\": \"NO_MATCH\",\n                \"futures_sanctions\": \"NO_MATCH\",\n                \"hkma_sanctions\": \"NO_MATCH\",\n                \"hm_treasury_sanctions\": \"NO_MATCH\",\n                \"isn\": \"NO_MATCH\",\n                \"mas_sanctions\": \"NO_MATCH\",\n                \"monitored_location\": \"NO_MATCH\",\n                \"ns-isa\": \"NO_MATCH\",\n                \"ofac_561_list\": \"NO_MATCH\",\n                \"ofac_eo13645\": \"NO_MATCH\",\n                \"ofac_fse\": \"NO_MATCH\",\n                \"ofac_fse_ir\": \"NO_MATCH\",\n                \"ofac_fse_sy\": \"NO_MATCH\",\n                \"ofac_isa\": \"NO_MATCH\",\n                \"ofac_ns_isa\": \"NO_MATCH\",\n                \"ofac_plc\": \"NO_MATCH\",\n                \"ofac_sdn\": \"NO_MATCH\",\n                \"ofac_ssi\": \"NO_MATCH\",\n                \"ofac_syria\": \"NO_MATCH\",\n                \"ofac_ukraine_eo13662\": \"NO_MATCH\",\n                \"osfi\": \"NO_MATCH\",\n                \"pep\": \"NO_MATCH\",\n                \"plc\": \"NO_MATCH\",\n                \"primary_concern\": \"NO_MATCH\",\n                \"sdn\": \"NO_MATCH\",\n                \"ssi\": \"NO_MATCH\",\n                \"tel_sanctions\": \"NO_MATCH\",\n                \"ukcl\": \"NO_MATCH\",\n                \"uvl\": \"NO_MATCH\"\n            },\n            \"social_docs\": [\n                {\n                    \"document_type\": \"FACEBOOK\",\n                    \"document_value\": \"https://www.facebook.com/valid\",\n                    \"id\": \"8f314a6a53f36ee569455761e49a2a7fe790d251c5611c65255befdb303602b7\",\n                    \"last_updated\": 1498288034880,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"PHONE_NUMBER\",\n                    \"document_value\": \"901.111.1111\",\n                    \"id\": \"fda60784d6375bc44edafaaeae149626c4c13dcb92e85a2a7a00eec2cdfd2b6f\",\n                    \"last_updated\": 1498288034880,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"EMAIL\",\n                    \"document_value\": \"[email protected]\",\n                    \"id\": \"2c45158f6431ca874bbe82f63d5905567854dde4d8b81539944e5779e5eee741\",\n                    \"last_updated\": 1498288034880,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"IP\",\n                    \"document_value\": \"::1\",\n                    \"id\": \"28d9177b22c127d9a51d8903893864accf6e553ac326704a4c0d585eaad2516a\",\n                    \"last_updated\": 1498288034880,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ],\n            \"virtual_docs\": [\n                {\n                    \"document_type\": \"SSN\",\n                    \"document_value\": \"2222\",\n                    \"id\": \"ee596c2896dddc19b76c07a184fe7d3cf5a04b8e94b9108190cac7890739017f\",\n                    \"last_updated\": 1498288034875,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ],\n            \"year\": 1989\n        }\n    ],\n    \"emails\": [],\n    \"extra\": {\n        \"cip_tag\": 1,\n        \"date_joined\": 1498288029784,\n        \"extra_security\": false,\n        \"is_business\": false,\n        \"last_updated\": 1498288034864,\n        \"note\": null,\n        \"public_note\": null,\n        \"supp_id\": \"122eddfgbeafrfvbbb\"\n    },\n    \"flag\": \"NOT-FLAGGED\",\n    \"ips\": [\n        \"127.0.0.1\"\n    ],\n    \"is_hidden\": false,\n    \"legal_names\": [\n        \"Test User\"\n    ],\n    \"logins\": [\n        {\n            \"email\": \"[email protected]\",\n            \"scope\": \"READ_AND_WRITE\"\n        }\n    ],\n    \"permission\": \"SEND-AND-RECEIVE\",\n    \"phone_numbers\": [\n        \"[email protected]\",\n        \"901.111.1111\"\n    ],\n    \"photos\": [],\n    \"refresh_token\": \"refresh_ehG7YBS8ZiD0sLa6PQHMUxryovVkJzElC5gWROXq\"\n}","language":"json","name":"with full_dehydrate","status":200}]},"method":"get","examples":{"codes":[{"language":"http","code":"GET /v3.1/users/594e0fa2838454002ea317a0 HTTP/1.1\nHost: uat-api.synapsefi.com\nX-SP-GATEWAY: client_id_2bb1e412edd311e6bd04e285d6015267|client_secret_2bb1e714edd311e6bd04e285d6015267\nX-SP-USER-IP: 127.0.0.1\nX-SP-USER: |e83cf6ddcf778e37bfe3d48fc78a6502062fc\nContent-Type: application/json","name":"w/o full_dehydrate"},{"name":"with full_dehydrate","language":"http","code":"GET /v3.1/users/594e0fa2838454002ea317a0?full_dehydrate=yes HTTP/1.1\nHost: uat-api.synapsefi.com\nX-SP-GATEWAY: client_id_2bb1e412edd311e6bd04e285d6015267|client_secret_2bb1e714edd311e6bd04e285d6015267\nX-SP-USER-IP: 127.0.0.1\nX-SP-USER: |e83cf6ddcf778e37bfe3d48fc78a6502062fc\nContent-Type: application/json"}]},"auth":"required","params":[{"_id":"58acf7f3e570c62500512a63","ref":"","in":"query","required":false,"desc":"[yes/no] Full Dehydrate yes will return back user's KYC info.","default":"no","type":"string","name":"full_dehydrate"},{"_id":"590ca984ae0df70f0044026c","ref":"","in":"path","required":true,"desc":"The user ID of the user you wish to retrieve","default":"","type":"string","name":"user_id"}],"url":"/v3.1/users/:user_id"},"isReference":false,"order":0,"body":"Synapse’s IOU accounts function as a ledgering system to track non-monetary payments made to users.  An IOU node functions like a real node that is created for a user, but is not an actual account created with Evolve bank.  Its purpose is to ledger the movement of funds and users. \n\nExamples of using an IOU node:\n* Sending or receiving gift card value\n* Sending a wire outside of Synapse’s system, but still wanting to keep track of where it’s going or who is receiving the funds\n* Sending or receiving cryptocurrency value between users\n\nEven when the dollar value isn’t being sent to users, it is still important to keep track of the non-monetary transactions.  Users undergo screens for sanctions and screening list matches, and often, users with money-laundering goals will use services like gift cards to transaction away from the spotlight of ACH or interchange.  For this reason, even users who don’t send or receive monetary funds should be set up as users with IOU nodes for each transaction\n\n##API Endpoint\nhttps://uat-api.synapsefi.com/v3.1/users/:user_id/nodes\n\n##PATH PARAMETER##\n[block:html]\n{\n  \"html\": \"<div class=\\\"api-manager\\\"> <div class=\\\"param-table\\\"> <div class=\\\"table\\\"> <div class=\\\"tr\\\"> <div class=\\\"td param\\\"> <strong>user_id <span class=\\\"colon\\\">:</span> </strong> <div class=\\\"required\\\">required</div></div><div class=\\\"td\\\"> <strong class=\\\"param-type\\\">string</strong> <div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"> <p>The user ID of the user you wish to add the IOU node under</p></div></div></div></div></div></div>\"\n}\n[/block]\n##BODY PARAMETER\n[block:html]\n{\n  \"html\": \"<div class=\\\"api-manager\\\"> <div class=\\\"param-table\\\"> <div class=\\\"table\\\"> <div class=\\\"tr\\\"> <div class=\\\"td param\\\"> <strong>type <span class=\\\"colon\\\">:</span> </strong> <div class=\\\"required\\\">required</div></div><div class=\\\"td\\\"> <strong class=\\\"param-type\\\">string</strong> <div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"> <p>Type of node you wish to add</p></div></div></div><div class=\\\"tr\\\"> <div class=\\\"td param\\\"> <strong> <span class=\\\"text-muted\\\">info.</span>nickname <span class=\\\"colon\\\">:</span> </strong> <div class=\\\"required\\\">required</div></div><div class=\\\"td\\\"> <strong class=\\\"param-type\\\">string</strong> <div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"> <p>Nickname for the node</p></div></div></div><div class=\\\"tr\\\"> <div class=\\\"td param\\\"> <strong> <span class=\\\"text-muted\\\">info.balance.</span>currency <span class=\\\"colon\\\">:</span> </strong> <div class=\\\"required\\\">required</div></div><div class=\\\"td\\\"> <strong class=\\\"param-type\\\">string</strong> <div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"> <p>Currency of the Node</p></div></div></div><div class=\\\"tr\\\"> <div class=\\\"td param\\\"> <strong> <span class=\\\"text-muted\\\">extra.</span>supp_id <span class=\\\"colon\\\">:</span> </strong> </div><div class=\\\"td\\\"> <strong class=\\\"param-type\\\">string</strong> <div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"> <p>Any ID you wish to register to the node</p></div></div></div><div class=\\\"tr\\\"> <div class=\\\"td param\\\"> <strong>is_active <span class=\\\"colon\\\">:</span> </strong> </div><div class=\\\"td\\\"> <strong class=\\\"param-type\\\">boolean</strong> <div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"> <p>If the node is indexed or marked deleted</p></div></div></div></div></div></div>\"\n}\n[/block]\n##EXAMPLE REQUEST\n[block:code]\n{\n  \"codes\": [\n    {\n      \"code\": \"POST /v3.1/users/5bb6ab05472e2500adffad5a/nodes HTTP/1.1\\nHost: uat-api.synapsefi.com\\nX-SP-USER-IP: 127.0.0.1\\nX-SP-USER: oauth_4DjSJWC9031Vt7yLcnfZxOmQqUGNegapBdui8HI0|n38dj3h8NE393bv24ovoRY34kd62\\nContent-Type: application/json\\n\\n\\n{\\n  \\\"type\\\": \\\"IOU\\\",\\n  \\\"info\\\":{\\n      \\\"nickname\\\":\\\"My IOU Node\\\",\\n      \\\"balance\\\":{\\n          \\\"currency\\\":\\\"USD\\\"\\n      }\\n    },\\n  \\\"extra\\\": {\\n    \\\"supp_id\\\": \\\"ABC124\\\"\\n  },\\n  \\\"is_active\\\": true\\n}\",\n      \"language\": \"http\"\n    }\n  ]\n}\n[/block]\n##EXAMPLE RESPONSE\n[block:code]\n{\n  \"codes\": [\n    {\n      \"code\": \"{\\n    \\\"error_code\\\": \\\"0\\\",\\n    \\\"http_code\\\": \\\"200\\\",\\n    \\\"limit\\\": 20,\\n    \\\"node_count\\\": 1,\\n    \\\"nodes\\\": [\\n        {\\n            \\\"_id\\\": \\\"5bbba20d7b11c300ae9045a1\\\",\\n            \\\"_links\\\": {\\n                \\\"self\\\": {\\n                    \\\"href\\\": \\\"https://uat-api.synapsefi.com/v3.1/users/5bb6ab05472e2500adffad5a/nodes/5bbba20d7b11c300ae9045a1\\\"\\n                }\\n            },\\n            \\\"allowed\\\": \\\"CREDIT-AND-DEBIT\\\",\\n            \\\"client\\\": {\\n                \\\"id\\\": \\\"5ade26b4567a900029e2afd2\\\",\\n                \\\"name\\\": \\\"YY Test Account\\\"\\n            },\\n            \\\"extra\\\": {\\n                \\\"note\\\": null,\\n                \\\"other\\\": {},\\n                \\\"supp_id\\\": \\\"ABC124\\\"\\n            },\\n            \\\"info\\\": {\\n                \\\"balance\\\": {\\n                    \\\"amount\\\": 0,\\n                    \\\"currency\\\": \\\"USD\\\"\\n                },\\n                \\\"monthly_withdrawals_remaining\\\": null,\\n                \\\"name_on_account\\\": \\\" \\\",\\n                \\\"nickname\\\": \\\"My IOU Node\\\"\\n            },\\n            \\\"is_active\\\": true,\\n            \\\"timeline\\\": [\\n                {\\n                    \\\"date\\\": 1539023373551,\\n                    \\\"note\\\": \\\"Node created.\\\"\\n                }\\n            ],\\n            \\\"type\\\": \\\"IOU\\\",\\n            \\\"user_id\\\": \\\"5bb6ab05472e2500adffad5a\\\"\\n        }\\n    ],\\n    \\\"page_count\\\": 1,\\n    \\\"success\\\": true\\n}\",\n      \"language\": \"json\"\n    }\n  ]\n}\n[/block]\n\n[block:callout]\n{\n  \"type\": \"info\",\n  \"title\": \"Subscribe to Webhooks\",\n  \"body\": \"We recommend that you [subscribe to webhooks](https://docs.synapsefi.com/v3.2/docs/subscribe-to-webhooks) to stay updated on the status of nodes.\"\n}\n[/block]","excerpt":"Create an IOU account with SynapseFI","slug":"opening-a-ledgering-account","type":"basic","title":"Open A Ledger Account"}

Open A Ledger Account

Create an IOU account with SynapseFI

Synapse’s IOU accounts function as a ledgering system to track non-monetary payments made to users. An IOU node functions like a real node that is created for a user, but is not an actual account created with Evolve bank. Its purpose is to ledger the movement of funds and users. Examples of using an IOU node: * Sending or receiving gift card value * Sending a wire outside of Synapse’s system, but still wanting to keep track of where it’s going or who is receiving the funds * Sending or receiving cryptocurrency value between users Even when the dollar value isn’t being sent to users, it is still important to keep track of the non-monetary transactions. Users undergo screens for sanctions and screening list matches, and often, users with money-laundering goals will use services like gift cards to transaction away from the spotlight of ACH or interchange. For this reason, even users who don’t send or receive monetary funds should be set up as users with IOU nodes for each transaction ##API Endpoint https://uat-api.synapsefi.com/v3.1/users/:user_id/nodes ##PATH PARAMETER## [block:html] { "html": "<div class=\"api-manager\"> <div class=\"param-table\"> <div class=\"table\"> <div class=\"tr\"> <div class=\"td param\"> <strong>user_id <span class=\"colon\">:</span> </strong> <div class=\"required\">required</div></div><div class=\"td\"> <strong class=\"param-type\">string</strong> <div marked=\"\" class=\"ng-isolate-scope\"> <p>The user ID of the user you wish to add the IOU node under</p></div></div></div></div></div></div>" } [/block] ##BODY PARAMETER [block:html] { "html": "<div class=\"api-manager\"> <div class=\"param-table\"> <div class=\"table\"> <div class=\"tr\"> <div class=\"td param\"> <strong>type <span class=\"colon\">:</span> </strong> <div class=\"required\">required</div></div><div class=\"td\"> <strong class=\"param-type\">string</strong> <div marked=\"\" class=\"ng-isolate-scope\"> <p>Type of node you wish to add</p></div></div></div><div class=\"tr\"> <div class=\"td param\"> <strong> <span class=\"text-muted\">info.</span>nickname <span class=\"colon\">:</span> </strong> <div class=\"required\">required</div></div><div class=\"td\"> <strong class=\"param-type\">string</strong> <div marked=\"\" class=\"ng-isolate-scope\"> <p>Nickname for the node</p></div></div></div><div class=\"tr\"> <div class=\"td param\"> <strong> <span class=\"text-muted\">info.balance.</span>currency <span class=\"colon\">:</span> </strong> <div class=\"required\">required</div></div><div class=\"td\"> <strong class=\"param-type\">string</strong> <div marked=\"\" class=\"ng-isolate-scope\"> <p>Currency of the Node</p></div></div></div><div class=\"tr\"> <div class=\"td param\"> <strong> <span class=\"text-muted\">extra.</span>supp_id <span class=\"colon\">:</span> </strong> </div><div class=\"td\"> <strong class=\"param-type\">string</strong> <div marked=\"\" class=\"ng-isolate-scope\"> <p>Any ID you wish to register to the node</p></div></div></div><div class=\"tr\"> <div class=\"td param\"> <strong>is_active <span class=\"colon\">:</span> </strong> </div><div class=\"td\"> <strong class=\"param-type\">boolean</strong> <div marked=\"\" class=\"ng-isolate-scope\"> <p>If the node is indexed or marked deleted</p></div></div></div></div></div></div>" } [/block] ##EXAMPLE REQUEST [block:code] { "codes": [ { "code": "POST /v3.1/users/5bb6ab05472e2500adffad5a/nodes HTTP/1.1\nHost: uat-api.synapsefi.com\nX-SP-USER-IP: 127.0.0.1\nX-SP-USER: oauth_4DjSJWC9031Vt7yLcnfZxOmQqUGNegapBdui8HI0|n38dj3h8NE393bv24ovoRY34kd62\nContent-Type: application/json\n\n\n{\n \"type\": \"IOU\",\n \"info\":{\n \"nickname\":\"My IOU Node\",\n \"balance\":{\n \"currency\":\"USD\"\n }\n },\n \"extra\": {\n \"supp_id\": \"ABC124\"\n },\n \"is_active\": true\n}", "language": "http" } ] } [/block] ##EXAMPLE RESPONSE [block:code] { "codes": [ { "code": "{\n \"error_code\": \"0\",\n \"http_code\": \"200\",\n \"limit\": 20,\n \"node_count\": 1,\n \"nodes\": [\n {\n \"_id\": \"5bbba20d7b11c300ae9045a1\",\n \"_links\": {\n \"self\": {\n \"href\": \"https://uat-api.synapsefi.com/v3.1/users/5bb6ab05472e2500adffad5a/nodes/5bbba20d7b11c300ae9045a1\"\n }\n },\n \"allowed\": \"CREDIT-AND-DEBIT\",\n \"client\": {\n \"id\": \"5ade26b4567a900029e2afd2\",\n \"name\": \"YY Test Account\"\n },\n \"extra\": {\n \"note\": null,\n \"other\": {},\n \"supp_id\": \"ABC124\"\n },\n \"info\": {\n \"balance\": {\n \"amount\": 0,\n \"currency\": \"USD\"\n },\n \"monthly_withdrawals_remaining\": null,\n \"name_on_account\": \" \",\n \"nickname\": \"My IOU Node\"\n },\n \"is_active\": true,\n \"timeline\": [\n {\n \"date\": 1539023373551,\n \"note\": \"Node created.\"\n }\n ],\n \"type\": \"IOU\",\n \"user_id\": \"5bb6ab05472e2500adffad5a\"\n }\n ],\n \"page_count\": 1,\n \"success\": true\n}", "language": "json" } ] } [/block] [block:callout] { "type": "info", "title": "Subscribe to Webhooks", "body": "We recommend that you [subscribe to webhooks](https://docs.synapsefi.com/v3.2/docs/subscribe-to-webhooks) to stay updated on the status of nodes." } [/block]