Create Node

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Create Node
post
https://api.synapsefi.com
/v3.1/users/:user_id/nodes
Node
Go to Node Object Details to see all the required and optional body parameters allowed during node creation. Following are a few examples of various nodes and how to create them:
Create Deposit Account
We require that you first generate a preview of the node agreement, display it to the user to get their consent and then create the account. To generate a preview, add "preview_only":true to the payload.
HTTP
cURL
Python
JS
PHP
GO
POST /v3.1/users/5fd7acfd8677040053ad486d/nodes HTTP/1.1
Host: uat-api.synapsefi.com
X-SP-USER-IP: 255.127.79.76
X-SP-USER: oauth_WFecuSPqxGgU027IRAjtOf35vrNCpQZE1DYohX9y|e83cf6ddcf778e37bfe3d48fc78a6502062fc
Content-Type: application/json
​
{
  "type": "DEPOSIT-US",
  "info": {
    "nickname":"My Deposit Account",
    "document_id":"2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8"
  }
}
curl --location --request POST 'https://uat-api.synapsefi.com/v3.1/users/5fd7acfd8677040053ad486d/nodes' \
--header 'X-SP-USER-IP: 255.127.79.76' \
--header 'X-SP-USER: oauth_WFecuSPqxGgU027IRAjtOf35vrNCpQZE1DYohX9y|e83cf6ddcf778e37bfe3d48fc78a6502062fc' \
--header 'Content-Type: application/json'
--data-raw '{
  "type": "DEPOSIT-US",
  "info": {
    "nickname":"My Deposit Account",
    "document_id":"2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8"
  }
}'
//
//
//
//
Create Cash Management Account 
We require that you first generate a preview of the node agreement, display it to the user to get their consent and then create the account. To generate a preview, add "preview_only":true to the payload.
HTTP
cURL
Python
JS
PHP
GO
POST /v3.1/users/5fd7acfd8677040053ad486d/nodes HTTP/1.1
Host: uat-api.synapsefi.com
X-SP-USER-IP: 255.127.79.76
X-SP-USER: oauth_WFecuSPqxGgU027IRAjtOf35vrNCpQZE1DYohX9y|e83cf6ddcf778e37bfe3d48fc78a6502062fc
Content-Type: application/json
​
{
  "type": "CMA",
  "info": {
    "nickname":"My Cash Management Account",
    "document_id":"2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8",
    "custody" : "FDIC",
    "risk" : "MODERATE"
  }
}
curl --location --request POST 'https://uat-api.synapsefi.com/v3.1/users/5fd7acfd8677040053ad486d/nodes' \
--header 'X-SP-USER-IP: 255.127.79.76' \
--header 'X-SP-USER: oauth_WFecuSPqxGgU027IRAjtOf35vrNCpQZE1DYohX9y|e83cf6ddcf778e37bfe3d48fc78a6502062fc' \
--header 'Content-Type: application/json'
--data-raw '{
  "type": "DEPOSIT-US",
  "info": {
    "nickname":"My Deposit Account",
    "document_id":"2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8",
    "custody" : "FDIC",
    "risk" : "MODERATE"
  }
}'
//
//
//
//
Create Credit Account
There are four types of credit accounts -- Repay, One-Time, Open and Revolving. Following are examples of opening all four:
Create Repay Account
We require that you first generate a preview of the node agreement, display it to the user to get their consent and then create the account. To generate a preview, add "preview_only":true to the payload.
HTTP
cURL
Python
JS
PHP
GO
POST /v3.1/users/5fd7acfd8677040053ad486d/nodes HTTP/1.1
Host: uat-api.synapsefi.com
X-SP-USER-IP: 255.127.79.76
X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc
Content-Type: application/json
​
{
    "type": "REPAY-US",
    "info": {
        "loan_type": "ONE-TIME",
        "nickname": "My Loan",
        "credit_limit": {
            "amount": 5.2,
            "currency": "USD"
        },
        "interest": {
            "apr": 10,
            "cap": 5
        },
        "payment_node_id": "5fd7e2b0039b95223d5f4fd3",
        "disbursement_node_id": "5fd7e2b0039b95223d5f4fd3",
        "auto_pay": true,
        "document_id": "2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8",
        "schedule": "MONTHLY",
        "next_payment": 30,
        "num_payments": 1,
        "reserve_node_id": "5fd901bb20b3aa0bc7caee85"
    },
    "extra": {
        "supp_id": "xx123c"
    }
}
curl --location --request POST 'https://uat-api.synapsefi.com/v3.1/users/5fd7acfd8677040053ad486d/nodes' \
--header 'X-SP-USER-IP: 255.127.79.76' \
--header 'X-SP-USER: oauth_WFecuSPqxGgU027IRAjtOf35vrNCpQZE1DYohX9y|e83cf6ddcf778e37bfe3d48fc78a6502062fc' \
--header 'Content-Type: application/json' \
--data-raw '{
    "type": "REPAY-US",
    "info": {
        "loan_type": "ONE-TIME",
        "nickname": "My Loan",
        "credit_limit": {
            "amount": 5.2,
            "currency": "USD"
        },
        "interest": {
            "apr": 10,
            "cap": 5
        },
        "payment_node_id": "5fd7e2b0039b95223d5f4fd3",
        "disbursement_node_id": "5fd7e2b0039b95223d5f4fd3",
        "auto_pay": true,
        "document_id": "2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8",
        "schedule": "MONTHLY",
        "next_payment": 30,
        "num_payments": 1,
        "reserve_node_id": "5fd901bb20b3aa0bc7caee85"
    },
    "extra": {
        "supp_id": "xx123c"
    }
}'
//
//
//
//
Create One-Time Credit Account
We require that you first generate a preview of the node agreement, display it to the user to get their consent and then create the account. To generate a preview, add "preview_only":true to the payload.
If disbursement_node_id = reserve_node_id, no liquidity is needed in reserve_node_id to issue the loan. The enables you to build installment based credit building loans without needing an upfront capital commitment from the end-user.
You may also charge an initial fee for a one-time credit account by including a fee field within the interest object and ensuring payment_node_id is valid. However, the fee must not cause the calculated apr to exceed the state limits.
HTTP
cURL
Python
JS
PHP
GO
POST /v3.1/users/5fd7acfd8677040053ad486d/nodes HTTP/1.1
Host: uat-api.synapsefi.com
X-SP-USER-IP: 255.127.79.76
X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc
Content-Type: application/json
Cookie: __cfduid=de9ca185b34253012e30046d93e73cef91605826497
Content-Length: 730
​
{
    "type": "LOAN-US",
    "info": {
        "loan_type": "ONE-TIME",
        "nickname": "My Loan",
        "credit_limit": {
            "amount": 5.2,
            "currency": "USD"
        },
        "interest": {
            "apr": 10,
            "cap": 5
        },
        "payment_node_id": "5fd7e2b0039b95223d5f4fd3",
        "disbursement_node_id": "5fd7e2b0039b95223d5f4fd3",
        "auto_pay": true,
        "document_id": "2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8",
        "schedule": "MONTHLY",
        "next_payment": 30,
        "num_payments": 10,
        "reserve_node_id": "5fd901bb20b3aa0bc7caee85"
    },
    "extra": {
        "supp_id": "xx123c"
    }
}
curl --location --request POST 'https://uat-api.synapsefi.com/v3.1/users/5fd7acfd8677040053ad486d/nodes' \
--header 'X-SP-USER-IP: 255.127.79.76' \
--header 'X-SP-USER: oauth_WFecuSPqxGgU027IRAjtOf35vrNCpQZE1DYohX9y|e83cf6ddcf778e37bfe3d48fc78a6502062fc' \
--header 'Content-Type: application/json' \
--data-raw '{
    "type": "LOAN-US",
    "info": {
        "loan_type": "ONE-TIME",
        "nickname": "My Loan",
        "credit_limit": {
            "amount": 5.2,
            "currency": "USD"
        },
        "interest": {
            "apr": 10,
            "cap": 5
        },
        "payment_node_id": "5fd7e2b0039b95223d5f4fd3",
        "disbursement_node_id": "5fd7e2b0039b95223d5f4fd3",
        "auto_pay": true,
        "document_id": "2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8",
        "schedule": "MONTHLY",
        "next_payment": 30,
        "num_payments": 10,
        "reserve_node_id": "5fd901bb20b3aa0bc7caee85"
    },
    "extra": {
        "supp_id": "xx123c"
    }
}'
//
//
//
//
Create Open Credit Account
We require that you first generate a preview of the node agreement, display it to the user to get their consent and then create the account. To generate a preview, add "preview_only":true to the payload.
HTTP
cURL
Python
JS
PHP
GO
POST /v3.1/users/5fd7acfd8677040053ad486d/nodes HTTP/1.1
Host: uat-api.synapsefi.com
X-SP-USER-IP: 255.127.79.76
X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc
Content-Type: application/json
​
{
    "type": "LOAN-US",
    "info": {
        "loan_type": "OPEN",
        "nickname": "My Loan",
        "interest": {
            "apr": 10,
            "cap": 5
        },
        "document_id": "2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8",
        "reserve_node_id": "5fd901bb20b3aa0bc7caee85",
        "schedule":"MONTHLY"
    },
    "extra": {
        "supp_id": "xx123c"
    }
}
curl --location --request POST 'https://uat-api.synapsefi.com/v3.1/users/5fd7acfd8677040053ad486d/nodes' \
--header 'X-SP-USER-IP: 255.127.79.76' \
--header 'X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc' \
--header 'Content-Type: application/json' \
--data-raw '{
    "type": "LOAN-US",
    "info": {
        "loan_type": "OPEN",
        "nickname": "My Loan",
        "interest": {
            "apr": 10,
            "cap": 5
        },
        "document_id": "2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8",
        "reserve_node_id": "5fd901bb20b3aa0bc7caee85",
        "schedule":"MONTHLY"
    },
    "extra": {
        "supp_id": "xx123c"
    }
}'
//
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Create Revolving Credit Account
We require that you first generate a preview of the node agreement, display it to the user to get their consent and then create the account. To generate a preview, add "preview_only":true to the payload.
HTTP
cURL
Python
JS
PHP
GO
POST /v3.1/users/5fd7acfd8677040053ad486d/nodes HTTP/1.1
Host: uat-api.synapsefi.com
X-SP-USER-IP: 255.127.79.76
X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc
Content-Type: application/json
​
{
    "type": "LOAN-US",
    "info": {
        "loan_type": "REVOLVING",
        "nickname": "My Loan",
        "credit_limit": {
            "amount": 50.2,
            "currency": "USD"
        },
        "interest": {
            "apr": 10,
            "cap": 5
        },
        "document_id": "2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8",
        "schedule": "MONTHLY",
        "reserve_node_id": "5fd901bb20b3aa0bc7caee85"
    },
    "extra": {
        "supp_id": "xx123c"
    }
}
curl --location --request POST 'https://uat-api.synapsefi.com/v3.1/users/5fd7acfd8677040053ad486d/nodes' \
--header 'X-SP-USER-IP: 255.127.79.76' \
--header 'X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc' \
--header 'Content-Type: application/json' \
--header 'Cookie: __cfduid=de9ca185b34253012e30046d93e73cef91605826497' \
--data-raw '{
    "type": "LOAN-US",
    "info": {
        "loan_type": "REVOLVING",
        "nickname": "My Loan",
        "credit_limit": {
            "amount": 50.2,
            "currency": "USD"
        },
        "interest": {
            "apr": 10,
            "cap": 5
        },
        "document_id": "2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8",
        "schedule": "MONTHLY",
        "reserve_node_id": "5fd901bb20b3aa0bc7caee85"
    },
    "extra": {
        "supp_id": "xx123c"
    }
}'
//
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Booking an Adverse Action
In some instances, you will need to book Adverse Actions in our system. Here is an example of how to do that:
HTTP
cURL
Python
JS
PHP
GO
POST /v3.1/users/5fd7acfd8677040053ad486d/nodes HTTP/1.1
Host: uat-api.synapsefi.com
X-SP-USER-IP: 255.127.79.76
X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc
Content-Type: application/json
​
{
    "type": "LOAN-US",
    "info": {
        "loan_type": "REVOLVING",
        "nickname": "My Loan",
        "credit_limit": {
            "amount": 500.2,
            "currency": "USD"
        },
        "interest": {
            "apr": 10,
            "cap": 5
        },
        "payment_node_id": "5fd7e2b0039b95223d5f4fd3",
        "document_id": "2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8",
        "schedule": "MONTHLY",
        "next_payment": 30,
        "num_payments": 10,
        "reserve_node_id": "5fd901bb20b3aa0bc7caee85"
    },
    "extra": {
        "supp_id": "xx123c",
        "note": "ACCOUNT|TOOSHORT"
    },
    "allowed": "REJECTED"
}
curl --location --request POST 'https://uat-api.synapsefi.com/v3.1/users/5fd7acfd8677040053ad486d/nodes' \
--header 'X-SP-USER-IP: 255.127.79.76' \
--header 'X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc' \
--header 'Content-Type: application/json' \
--header 'Cookie: __cfduid=de9ca185b34253012e30046d93e73cef91605826497' \
--data-raw '{
    "type": "LOAN-US",
    "info": {
        "loan_type": "REVOLVING",
        "nickname": "My Loan",
        "credit_limit": {
            "amount": 500.2,
            "currency": "USD"
        },
        "interest": {
            "apr": 10,
            "cap": 5
        },
        "payment_node_id": "5fd7e2b0039b95223d5f4fd3",
        "document_id": "2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8",
        "schedule": "MONTHLY",
        "next_payment": 30,
        "num_payments": 10,
        "reserve_node_id": "5fd901bb20b3aa0bc7caee85"
    },
    "extra": {
        "supp_id": "xx123c",
        "note": "ACCOUNT|TOOSHORT"
    },
    "allowed": "REJECTED"
}'
//
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//
//
Create Crypto Account
We require that you first generate a preview of the node agreement, display it to the user to get their consent and then create the account. To generate a preview, add "preview_only":true to the payload.
HTTP
cURL
Python
JS
PHP
GO
POST /v3.1/users/5fd7acfd8677040053ad486d/nodes HTTP/1.1
Host: uat-api.synapsefi.com
X-SP-USER-IP: 255.127.79.76
X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc
Content-Type: application/json
​
{
    "type": "CRYPTO-US",
    "info": {
        "nickname": "My CRYPTO 2",
        "document_id": "2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8"
    }
}
curl --location --request POST 'https://uat-api.synapsefi.com/v3.1/users/5fd7acfd8677040053ad486d/nodes' \
--header 'X-SP-USER-IP: 255.127.79.76' \
--header 'X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc' \
--header 'Content-Type: application/json' \
--data-raw '{
    "preview_only": true,
    "type": "CRYPTO-US",
    "info": {
        "nickname": "My CRYPTO 2",
        "document_id": "2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8"
    }
}'
//
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//
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Create ACH Account
There are two ways to link an ACH account with us:
Method #1: Link via Account/Routing Number
May require micro-deposit verification if indicated in your spec sheet.
HTTP
cURL
POST /v3.1/users/5fd7acfd8677040053ad486d/nodes HTTP/1.1
Host: uat-api.synapsefi.com
X-SP-USER-IP: 255.127.79.76
X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc
Content-Type: application/json
​
{
  "type": "ACH-US",
  "info": {
    "nickname": "Fake Account",
    "account_num": "12322134",
    "routing_num": "051000017",
    "type": "PERSONAL",
    "class": "CHECKING"
  }
}
curl --location --request POST 'https://uat-api.synapsefi.com/v3.1/users/5fd7acfd8677040053ad486d/nodes' \
--header 'X-SP-USER-IP: 255.127.79.76' \
--header 'X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc' \
--header 'Content-Type: application/json' \
--data-raw '{
  "type": "ACH-US",
  "info": {
    "nickname": "Fake Account",
    "account_num": "12322134",
    "routing_num": "051000017",
    "type": "PERSONAL",
    "class": "CHECKING"
  }
}'
Method #2: Link via Account Aggregation (with a 3rd Party Vendor)
To link an ACH account using a 3rd party vendor, supply data from the 3rd party vendor in the following format. Please note that you will require 3 months minimum of the user's transaction data in order to skip micro-deposits. Please designate negative values with "debit" : true/false (boolean).
HTTP
cURL
POST /v3.1/users/61281718f8db933279d02c3a/nodes HTTP/1.1
Host: uat-api.synapsefi.com
X-SP-USER-IP: 255.127.79.76
X-SP-USER: oauth_1rmOEzWCiwXG09Z7tefxY3AhKRQTaqDUMBpJPIV4|e83cf6ddcf778e37bfe3d48fc78a6502062fc
Content-Type: application/json
Content-Length: 1831
​
{
  "type": "ACH-US",
  "info": {
    "nickname": "Fake Account",
    "account_num": "1232225674134",
    "routing_num": "051000017",
    "type": "PERSONAL",
    "class": "CHECKING"
  },
  "extra": {
    "supp_id": "pJPM4LMBNQFrOwp0jqEyTwyxJQrQbgU6kq37k",
    "other": {
      "info": {
        "phone_numbers": [
          "1112223456",
          "1234567891"
        ],
        "addresses": [
          {
            "street": "1 Hobbit Way",
            "city": "The Shire",
            "state": "CA",
            "zipcode": "94108"
          }
        ],
        "names": [
          "Frodo Baggins",
          "Samwise Gamgee"
        ],
        "emails": [
          "[email protected]"
        ]
      },
      "transactions": [
        {
          "current_balance": 2275.58,
          "description": "Apple Store",
          "amount": 2307.15,
          "date": 1403506800,
          "pending": false,
          "debit": true
        },
        {
          "current_balance": 2275.58,
          "description": "Golden Crepes",
          "amount": 12.74,
          "date": 1399878000,
          "pending": false,
          "debit": true
        },
        {
          "current_balance": 2275.58,
          "description": "Banana Republic",
          "amount": 118.23,
          "date": 1398495600,
          "pending": false,
          "debit": true
        },
        {
          "current_balance": 2275.58,
          "description": "Octane Coffee Bar and Lounge",
          "amount": 5.32,
          "date": 1397718000,
          "pending": false,
          "debit": true
        },
        {
          "current_balance": 2275.58,
          "description": "Papa Johns Pizza",
          "amount": 28.57,
          "date": 1397199600,
          "pending": false,
          "debit": true
        }
      ]
    }
  }
}
curl --location --request POST 'https://uat-api.synapsefi.com/v3.1/users/61281718f8db933279d02c3a/nodes' \
--header 'X-SP-USER-IP: 255.127.79.76' \
--header 'X-SP-USER: oauth_1rmOEzWCiwXG09Z7tefxY3AhKRQTaqDUMBpJPIV4|e83cf6ddcf778e37bfe3d48fc78a6502062fc' \
--header 'Content-Type: application/json' \
--data-raw '{
  "type": "ACH-US",
  "info": {
    "nickname": "Fake Account",
    "account_num": "1232225674134",
    "routing_num": "051000017",
    "type": "PERSONAL",
    "class": "CHECKING"
  },
  "extra": {
    "supp_id": "pJPM4LMBNQFrOwp0jqEyTwyxJQrQbgU6kq37k",
    "other": {
      "info": {
        "phone_numbers": [
          "1112223456",
          "1234567891"
        ],
        "addresses": [
          {
            "street": "1 Hobbit Way",
            "city": "The Shire",
            "state": "CA",
            "zipcode": "94108"
          }
        ],
        "names": [
          "Frodo Baggins",
          "Samwise Gamgee"
        ],
        "emails": [
          "[email protected]"
        ]
      },
      "transactions": [
        {
          "current_balance": 2275.58,
          "description": "Apple Store",
          "amount": 2307.15,
          "date": 1403506800,
          "pending": false,
          "debit": true
        },
        {
          "current_balance": 2275.58,
          "description": "Golden Crepes",
          "amount": 12.74,
          "date": 1399878000,
          "pending": false,
          "debit": true
        },
        {
          "current_balance": 2275.58,
          "description": "Banana Republic",
          "amount": 118.23,
          "date": 1398495600,
          "pending": false,
          "debit": true
        },
        {
          "current_balance": 2275.58,
          "description": "Octane Coffee Bar and Lounge",
          "amount": 5.32,
          "date": 1397718000,
          "pending": false,
          "debit": true
        },
        {
          "current_balance": 2275.58,
          "description": "Papa Johns Pizza",
          "amount": 28.57,
          "date": 1397199600,
          "pending": false,
          "debit": true
        }
      ]
    }
  }
}'
Create Interchange Account
In the following example the card number and expiration date are encrypted. Go to Encryption Keys for Interchange to learn more.
HTTP
cURL
Python
JS
PHP
GO
POST /v3.1/users/5fd7acfd8677040053ad486d/nodes HTTP/1.1
Host: uat-api.synapsefi.com
X-SP-USER-IP: 255.127.79.76
X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc
Content-Type: application/json
​
{
  "type": "INTERCHANGE-US",
  "info": {
    "nickname": "My BofA Card",
    "card_number": "UvW1n0FaSDjS/4h/u79hf7QF1pG6VuRMlSvoro5SDEt28YMkPaUJIVSBvIPSilFKYRX+jUw+nE0X7QxR/ZWAiLnkJHPo1R1KlolVBCvWefandgyBqc+8nmUw2gDqNV5XoOmUbraHIhhp3YxpBtlqljIcQvLyY6lnZij/UknLwU+QWltLkb4ppvOA1njwWHJWl795VoCsVHCab9gcU6dALH4xwIvezY9JXImQOsNQusT6OeagjDhjbTy/jfuu5aVOB+WqheW2r7TLR3Z0SAZsCm5vL0NjgP0Bi8dY9aZDsydEcqTQSn8+hLmdwnIoIw58xWHoIPFa3NfhCMPiPWyXzw==",
    "exp_date": "btnU+/L6NxZyd5dyl4BXK6raVMAp4ATGxST9KYN6KSOvY5IyfeKXfbwK5qCGk5071Tt0jst1yJShQNbSi4I+gUABmSTEZoBit13CT8C1uiRyT4sj8RhkMnyw/88eHIS5BKUXWib3wsfCxYac1Uq7lSdhReU1DHh8CoknDJt0GCFO1duxS0qLgrvB6WqkTgLQfYsRAZUDUO8O7sTUgGyoWdbu4CHoK1w+NJOQi3hWF5D90X60vaZaOxyEo4OljBZ6oAPiMf+L9IG58ADjsRm81TTwfhfzMObNRed+MEiDVzn7keR+0vniRzp1BPHO2aTxKKauhmZsRaWViIDah/tIbw==",
    "document_id": "6753aae40deb54eadee3d8272e6e1777337d34d52f71655c774a894fe3f6a1e0"
  }
}
curl --location --request POST 'https://uat-api.synapsefi.com/v3.1/users/5fd7acfd8677040053ad486d/nodes' \
--header 'X-SP-USER-IP: 255.127.79.76' \
--header 'X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc' \
--header 'Content-Type: application/json' \
--data-raw '{
  "type": "INTERCHANGE-US",
  "info": {
    "nickname": "My BofA Card",
    "card_number": "Zoo8g2vBUjt7TwmEpRW8f6eQT3AOEEYePw2LkoxD+mO9lOT5OemHlGwgamgLGUbrmWu3DPwnEr2IqDy5YMFVgvQWP3w9nLOFzFFSW43auDgsVAqZScoRf8nI+6/B9KvOEV4XI8JeyXT+O+y3p3RtbiXGmYQNJ56Hy3hs2E5O+yn+3fpLfJQpVvNc38V+aE21VEsJuXFFNtS/8r4jJ6Dx/etTEaE/rtcEUEbwLLHFHjPiOWaHWZPuhXFLtyYrR9zG8FWSJVFwNTG/mEpv2O7We1iCB+9WoEKqdHyGwjjBcVgkUlU5huJIXv9xj53RGNvmHkDFTqgrlHpKkb0E/Ot0Zg==",
    "exp_date": "ctA4Zj1CP0WCiMefPYsyewVbIHNilfwA09X9NSCyWxft4WGwFZmZkhsBJh51QL751/iFkUHbd09ZpDYjS86PqyNPZ5LkBueGHDIghLwWyzH1l99RiIs8urOW9c4g3L1USD+kzzRAqG1DBkW47FAX6AhPSi3YgQd94ery1H+asaqDrP79ayzoJ+nRXeEqe83FIgNUk/J5+EcAz3JYnoBmp1sfz7a4zHkvk0eKCxQWLETdqvONyCZyXdC/4CkaCxJ/87VsN3i4+ToULtSluRv8xr1NpRhzipKiEKTYW1nvNDAaJQezTVP/+GxmTmQfnfpVNDpJbXjNrOTej1HgMFpg4w==",
    "document_id": "2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8"
  }
}'
//
//
//
//
Create Wire Account
HTTP
cURL
Python
JS
PHP
GO
POST /v3.1/users/5fd7acfd8677040053ad486d/nodes HTTP/1.1
Host: uat-api.synapsefi.com
X-SP-USER-IP: 255.127.79.76
X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc
Content-Type: application/json
​
{
  "type": "WIRE-US",
  "info":{
      "nickname": "Some Account",
      "account_num": "1235674342",
      "routing_num": "026009593"
    }
}
curl --location --request POST 'https://uat-api.synapsefi.com/v3.1/users/5fd7acfd8677040053ad486d/nodes' \
--header 'X-SP-USER-IP: 255.127.79.76' \
--header 'X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc' \
--header 'Content-Type: application/json' \
--data-raw '{
  "type": "WIRE-US",
  "info":{
      "nickname": "Some Account",
      "account_num": "1235674342",
      "routing_num": "026009593"
    }
}'
//
//
//
//
Create SWIFT Account
HTTP
cURL
Python
JS
PHP
GO
POST /v3.1/users/5fd7acfd8677040053ad486d/nodes HTTP/1.1
Host: uat-api.synapsefi.com
X-SP-USER-IP: 255.127.79.76
X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc
Content-Type: application/json
​
{
    "type": "WIRE-INT",
    "info": {
        "nickname": "Some Account",
        "account_num": "1235674342",
        "swift": "CCBPFRPPXXX"
    }
}
curl --location --request POST 'https://uat-api.synapsefi.com/v3.1/users/5fd7acfd8677040053ad486d/nodes' \
--header 'X-SP-USER-IP: 255.127.79.76' \
--header 'X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc' \
--header 'Content-Type: application/json' \
--data-raw '{
    "type": "WIRE-INT",
    "info": {
        "nickname": "Some Account",
        "account_num": "1235674342",
        "swift": "CCBPFRPPXXX"
    }
}'
//
//
//
//
Create RPPS Account
In the following example the account number is encrypted. Go to Encryption Keys for RPPS to learn more.
Also go to View Billers to learn how to get biller_id.
HTTP
cURL
Python
JS
PHP
GO
POST /v3.1/users/5fd7acfd8677040053ad486d/nodes HTTP/1.1
Host: uat-api.synapsefi.com
X-SP-USER-IP: 255.127.79.76
X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc
Content-Type: application/json
​
{
    "type": "RPPS-US",
    "info": {
        "nickname": "Fake Account",
        "account_num": "ihvwKkb0RrsRSqlOJo3xXCTX7hADg2eA+dN3nSVoFsulhypfDlFLoVrdM0I4T/7rX0ZPj7IdlHDUmkGFm/PwQ9Of/FDzg74h/hdIpS48KNAJR31ZZaGecTpL8AOYDM0oCWS2bnowOG+2pPNP7aa63d4DK5I+uzK9y95eIvWrcnM6GM9dYUFm2pIvW1WrXr2qVr+WpjRUSbfLAky0cNzvg3CQsjusLZfA3W2c7QKJjL4ICBRvzwLhb90m2U3uFGiS3xCdYy+tcXtEK1KZfvAq6Ic+Gxe//jDIOl/vQSW/aVxFA5Lz/wCf4zmFCB2HYKvg4wYAeXgyufaZZDwb6r/duQ==",
        "biller_id": "0311001621"
    }
}
curl --location --request POST 'https://uat-api.synapsefi.com/v3.1/users/5fd7acfd8677040053ad486d/nodes' \
--header 'X-SP-USER-IP: 255.127.79.76' \
--header 'X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc' \
--header 'Content-Type: application/json' \
--data-raw '{
    "type": "RPPS-US",
    "info": {
        "nickname": "Fake Account",
        "account_num": "ihvwKkb0RrsRSqlOJo3xXCTX7hADg2eA+dN3nSVoFsulhypfDlFLoVrdM0I4T/7rX0ZPj7IdlHDUmkGFm/PwQ9Of/FDzg74h/hdIpS48KNAJR31ZZaGecTpL8AOYDM0oCWS2bnowOG+2pPNP7aa63d4DK5I+uzK9y95eIvWrcnM6GM9dYUFm2pIvW1WrXr2qVr+WpjRUSbfLAky0cNzvg3CQsjusLZfA3W2c7QKJjL4ICBRvzwLhb90m2U3uFGiS3xCdYy+tcXtEK1KZfvAq6Ic+Gxe//jDIOl/vQSW/aVxFA5Lz/wCf4zmFCB2HYKvg4wYAeXgyufaZZDwb6r/duQ==",
        "biller_id": "0311001621"
    }
}'
//
//
//
//
Create Check Account
HTTP
cURL
Python
JS
PHP
GO
POST /v3.1/users/5fd7acfd8677040053ad486d/nodes HTTP/1.1
Host: uat-api.synapsefi.com
X-SP-USER-IP: 255.127.79.76
X-SP-USER: oauth_Bno93GavyeDfbzt0kpwmjZrQdS8IMUVH65AC21Og|e83cf6ddcf778e37bfe3d48fc78a6502062fc
Content-Type: application/json
​
{
  "type": "CHECK-US",
  "info":{
      "nickname":"Rent",
      "payee_name":"Some Name",
      "payee_address":{
      	"address_street":"1 Market St",
      	"address_city":"San Francisco",
      	"address_subdivision":"CA",
      	"address_country_code":"US",
      	"address_postal_code":"94105"
      }
  }