Sending ACH Transfers

Create an ACH Transaction

  1. Collect amount from User

  2. Display Confirmation

    1. Express authorization language (e.g., “I authorize <Platform> to debit my account")

    2. Amount of transaction

    3. The date of transaction

    4. Account identifiers for both the accounts involved (account/routing, bank name with last 4 digits of account, etc.)

    5. Revocation language (for payments scheduled in advance)

  3. Collect Affirmative Consent from the User

  4. Send confirmation email to user


  • The ACH system allows users to Debit or Credit funds from their accounts

  • ACH transaction will settle within 2-3 business days

  • ACH transactions can return up to 60 days later

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