Please Integrate with our Native Card Issuance
Please integrate with our Native Card Issuance which we directly process and allows for further functionality and reliability.
The content of this page refers to our old card issuance which was built on top of a legacy processor that lead to occasional reliability issues. Because of this reason we consider our legacy card issuance as still in Open Beta.
We have the capacity to issue cards on top of our accounts. They follow the functionality of those issued by traditional bank (e.g. ATM access, consumer protection), and give access to the interchange rails thus giving the ability to, for example, push funds to the card/account.
Cards can be issued on top of our deposit (
,), FBO (
SUBACCOUNT-US), and (
) nodes. They can be virtual or physical and for businesses or individuals. Currently, we have the capacity to issue debit BINs (cards that are used in the card networks "debit card" payment network) and promptly credit BINs. A credit card functionality can still be created today with a debit BIN.
Node Type: Issued cards are a subnet of a node--they sit on top of an account or loan.
Make sure your controls (what you are allowed to do in our system) allow for card issuance.
Make sure the user for whom the card is going to be issued for has
SEND-AND-RECEIVEpermissions and that it's not a match in one of our sanctions lists click here for our guide on how to check for this.
Submit our Create Debit Card call to create an inactive card. Please note the card (subnet) will have a status of
PENDINGwhile our system attempts to provision a card. If this is successful, the status will be updated to
User our Update Preferences API call to set the limits for POS withdrawals (
pos_withdrawal_limit) and ATM withdrawals (
atm_withdrawal_limit), as well as specify if foreign transactions are allowed (
allow_foreign_transactions) depending on what is best for your use case.
- Standard shipping will typically take 8-10 business days.
- You can also choose expedited shipping (
"expedite": true), which will typically take 1-2 business days (additional delivery fees will apply).
If you're shipping physical cards wait for confirmation by the user before activating the card. Example, have an Activate Card button in your app/website.
In our system, cards sit on top of nodes. We capture user KYC at the node level, meaning that the KYC has been previously captured and not directly captured at the card level. Please keep in mind that KYC requirements may vary depending on the specific use case.
Our physical cards are white-labeled and can be customized by the platform (although they must be approved by the card network). To learn more about the physical art process please contact your Platform Architect or [email protected]
We currently offer fee-less withdrawals from ATMs on the MoneyPass Network. For ATMs that are not supported by our network, fees will be determined by the ATM and passed to the user.
We are in the process of adding:
- GreenDot Network ATMs for withdrawal and deposits.
- Allpoint network ATMs for deposits.
You can use our Find ATM Locations.
Below you can find links to the various debit card actions APIs, as well as to other supplementary resources.
- Create Debit Card
- View Debit Card Account
- Set Pin
- Ship Debit Card
- Update Status
- Update Preferences
- Dispute Transaction
- Delete Debit Card
- Find ATM Locations
- Subnet Statuses
- Transaction Status Codes
- Transaction Queue Codes
- Transaction Cancellation Codes
- Card Issuance Return Codes
Updated 17 days ago