{"_id":"5bc7bc0d07d0f200132fd957","project":"59f79e3c584eb200345ceafc","version":{"_id":"5ba178b00a916500030c6a21","project":"59f79e3c584eb200345ceafc","__v":25,"forked_from":"59f79e3c584eb200345ceaff","createdAt":"2015-09-17T03:47:20.956Z","releaseDate":"2015-09-17T03:47:20.956Z","categories":["5ba178b00a916500030c69a2","5ba178b00a916500030c69a3","5ba178b00a916500030c69a4","5ba178b00a916500030c69a5","5ba178b00a916500030c69a6","5ba178b00a916500030c69a7","5ba178b00a916500030c69a8","5ba178b00a916500030c69a9","5ba178b00a916500030c69aa","5ba178b00a916500030c69ab","5ba178b00a916500030c69ac","5afb6888212c690003ae3d3b","5ba178b00a916500030c69ad","5ba178b00a916500030c69ae","5ba2dcbc99f53f0003b97e2c","5babd73fa0ab3e0003ead030","5bb4038be7222e000334dd97","5bb55954478c1300031a44c2","5bb665a1607307000327c81e","5bb6f90229a7fb0003a0650d","5bb7f9bc29a7fb0003a07ac1","5bba58bd7ba7710003bd901d","5bba6dac7ba7710003bd908d","5bba6e257ba7710003bd9090","5bbac87810189c0003e619ea","5bbb9d02b5862c00036266b2","5bbbadb6219c3e000376c2de","5bc417751d1b0000182bf7f6","5bc59e3b2a5b4f0044db5b97","5bc7bbce2262cc0041f6eff2","5bce6a3580a7250031199f34","5bcfac2c4082510019f2d91b","5bcfac3757bed90030e45d68","5bcfac45d305bc0049941539","5bd2a43548bb6f00289c8fad","5bd3a42a026ebe001f66259e","5bd9d5afffe003005b02f97b","5becb7ee85c6b300557662b6","5c5b12896f30e0004b3c8066"],"is_deprecated":false,"is_hidden":false,"is_beta":false,"is_stable":true,"codename":"","version_clean":"3.1.0","version":"3.1"},"category":{"_id":"5bc7bbce2262cc0041f6eff2","project":"59f79e3c584eb200345ceafc","version":"5ba178b00a916500030c6a21","__v":0,"sync":{"url":"","isSync":false},"reference":false,"createdAt":"2018-10-17T22:46:38.879Z","from_sync":false,"order":20,"slug":"rdc","title":"Remote Deposit Capture (RDC)"},"user":"5bbfeeea7f922a0003f04c65","__v":0,"parentDoc":null,"updates":[],"next":{"pages":[],"description":""},"createdAt":"2018-10-17T22:47:41.838Z","link_external":false,"link_url":"","sync_unique":"","hidden":false,"api":{"results":{"codes":[]},"settings":"","auth":"required","params":[],"url":""},"isReference":false,"order":0,"body":"##GENERAL DESCRIPTION AND EXPLANATION \n\nRemote Deposit Capture (RDC) is a form of payment in which users can deposit a check by simply taking a picture of it. RDC is more convenient than check deposit at an ATM because it allows users to deposit a check from the comfort of their home.\n\nHere is how RDC works:\n1. The user takes a picture of the front & back of a valid check.  The image doesn't need to be cropped or even oriented horizontally.  Any clear image (png / .jpg / .jpeg) will work.\n2. The user enters the amount written on the check.\n3. We verify the amount, account & routing number, and the validity of the check.  Once we verify it, the funds will get credited to the user's account.\n\nCredit for RDC transactions are issued and settled in 6 business days by default. This timeline can be reduced as needed, though please keep in mind insufficient returns typically happen within in the first 3 business days of depositing and other returns can happen up to 60 business days (like ACH).","excerpt":"Remote deposit capture resources","slug":"remote-deposit-capture-intro","type":"basic","title":"RDC Intro"}

RDC Intro

Remote deposit capture resources

##GENERAL DESCRIPTION AND EXPLANATION Remote Deposit Capture (RDC) is a form of payment in which users can deposit a check by simply taking a picture of it. RDC is more convenient than check deposit at an ATM because it allows users to deposit a check from the comfort of their home. Here is how RDC works: 1. The user takes a picture of the front & back of a valid check. The image doesn't need to be cropped or even oriented horizontally. Any clear image (png / .jpg / .jpeg) will work. 2. The user enters the amount written on the check. 3. We verify the amount, account & routing number, and the validity of the check. Once we verify it, the funds will get credited to the user's account. Credit for RDC transactions are issued and settled in 6 business days by default. This timeline can be reduced as needed, though please keep in mind insufficient returns typically happen within in the first 3 business days of depositing and other returns can happen up to 60 business days (like ACH).