{"_id":"5bc8ff6cd8208200347b80e1","project":"59f79e3c584eb200345ceafc","version":{"_id":"59f79e3c584eb200345ceaff","project":"59f79e3c584eb200345ceafc","__v":8,"createdAt":"2015-09-17T03:47:20.956Z","releaseDate":"2015-09-17T03:47:20.956Z","categories":["59f79e3c584eb200345ceb3a","59f79e3c584eb200345ceb3b","59f79e3c584eb200345ceb3c","59f79e3c584eb200345ceb3d","59f79e3c584eb200345ceb3e","59f79e3c584eb200345ceb3f","59f79e3c584eb200345ceb45","59f79e3c584eb200345ceb46","59f79e3c584eb200345ceb48","59f79e3c584eb200345ceb49","5aa21b60c0bda0002d1568b6","5afb6888212c690003ae3d3b","5b4bdcd3737d1800031d2293","5b9ed89212362100036b5a1c","5bb29bec77c22500034757ea","5bb29bfe77c22500034757ec","5bc8fa8063924c00186c5ded","5bc8fe9fa472190014a6b103"],"is_deprecated":false,"is_hidden":false,"is_beta":false,"is_stable":true,"codename":"","version_clean":"3.1.0","version":"3.1"},"category":{"_id":"5bc8fe9fa472190014a6b103","project":"59f79e3c584eb200345ceafc","version":"59f79e3c584eb200345ceaff","__v":0,"sync":{"url":"","isSync":false},"reference":false,"createdAt":"2018-10-18T21:43:59.886Z","from_sync":false,"order":9,"slug":"remote-deposit-capture","title":"Remote Deposit Capture"},"user":"5557e76e512c300d007730d1","__v":0,"parentDoc":null,"updates":[],"next":{"pages":[],"description":""},"createdAt":"2018-10-18T21:47:24.663Z","link_external":false,"link_url":"","sync_unique":"","hidden":false,"api":{"results":{"codes":[]},"settings":"","auth":"required","params":[],"url":""},"isReference":false,"order":0,"body":"**GENERAL DESCRIPTION AND EXPLANATION** \n\nRemote Deposit Capture (RDC) is a form of payment in which users can deposit a check by simply taking a picture of it. RDC is more convenient than check deposit at an ATM because it allows users to deposit a check from the comfort of their home.\n\nHere is how RDC works:\n1. The user takes a picture of the front & back of the check.  The image doesn't need to be cropped or even oriented horizontally.  Any clear image will work.\n2. The user enters the amount written on the check.\n3. We verify the amount, account & routing number, and the validity of the check.  Once we verify it, the funds will get credited to the user's account.\n\nCredit for RDC transactions are issued and settled in 6 business days by default. This timeline can be reduced as needed, though please keep in mind insufficient returns typically happen within in the first 3 business days of depositing and other returns can happen up to 60 business days (like ACH).","excerpt":"","slug":"remote-deposit-capture-intro","type":"basic","title":"RDC Intro"}
**GENERAL DESCRIPTION AND EXPLANATION** Remote Deposit Capture (RDC) is a form of payment in which users can deposit a check by simply taking a picture of it. RDC is more convenient than check deposit at an ATM because it allows users to deposit a check from the comfort of their home. Here is how RDC works: 1. The user takes a picture of the front & back of the check. The image doesn't need to be cropped or even oriented horizontally. Any clear image will work. 2. The user enters the amount written on the check. 3. We verify the amount, account & routing number, and the validity of the check. Once we verify it, the funds will get credited to the user's account. Credit for RDC transactions are issued and settled in 6 business days by default. This timeline can be reduced as needed, though please keep in mind insufficient returns typically happen within in the first 3 business days of depositing and other returns can happen up to 60 business days (like ACH).