Currently in Beta
Remote Deposit Capture (RDC) is a form of payment in which users can deposit a check by taking a picture of it. RDC is more convenient than check deposit at an ATM because it allows users to deposit a check from the comfort of their home.
How RDC works:
- The user takes a picture of the front & back of a corporate check. The contents on the check should be typed, not handwritten. Any clear and horizontal image showing all 4 corners (.png / .jpg / .jpeg) will work.
- The user enters the amount written on the check.
- We verify the amount, account & routing number, and the validity of the check. Once the check is verified, the funds will get credited to the user's account.
Credit for RDC transactions are issued and settled in 6-business days by default. This timeline can be reduced as needed. Please keep in mind, insufficient funds returns typically happen within the first 3-business days of the deposit. Other returns can happen up to 60-business days (see ACH Returns).