Sandbox Test Values

Test Values for your sandbox environment

KYC

🚧

Real Identities and Documents

Please do not submit real KYC in sandbox. You cannot verify real identities and document information in sandbox.

Base Documents

With the exception of addresses test base document requirements are nonrigorous. Any value following the appropriate format for the specific document (Ex. [email protected], phone: 000.000.0000) will be accepted.

Addresses

Valid USPS mailable addresses are required

Value

Result

123 Fail Address, Fail City, FS 00000

Supplied address is invalid / Unable to verify address

1 Market Street Suite 1000, San Francisco, CA 94105

Validation is successful

325 S Santa Claus Ln
North Pole, AK 99705

Validation successful.

Will trigger an AVS exception when attempting to create an INTERCHANGE-US node (i.e. when attempting to link an external card in Sandbox).

Virtual Documents

Value

Result

2222

Validation Successful

Any other value

Validation Fails

Physical Documents

📘

Format

The base64 you send via this API call should be padded. See below:

"data:image/png;base64,<actual_file_data>

To be able to generate a sample base64 string, you can go to Base64 Image. They make it very easy to generate a padded base64 string for any image. You can then use that base64 string to test with our APIs.

Value

Result

data:image/invalid;base64,SUQs==

Validation Fails

Any other value

Validation Successful

Social Documents

Type

Value

Result

EMAIL_2FA and PHONE_NUMBER_2FA

123456

Validation Succesful

EMAIL

[email protected]

Validation Fails

IP

255.255.255.0

Validation Fails

FACEBOOK

https://www.facebook.com/invalid

Validation Fails

LINKEDIN

https://www.linkedin.com/invalid

Validation Fails

TWITTER

https://twitter.com/invalid

Validation Fails

PHONE_NUMBER

541-754-3010

Validation Fails

User Authentication

Device Fingerprint Sandbox Test Values

Fingerprint

Validation PIN

static_pin

123456

2FA

Two-factor authentication pins will not be sent out in sandbox

Bank Logins

Testing Bank Login Credentials in Sandbox

The following are sample bank login credentials that you can use to test out your bank login implementation.

Username

Password

MFA

Bank Name

test_good

test1234

again (to get multiple MFAs) or else test_answer

fake

synapse_good

test1234

again (to get multiple MFAs) or else test_answer

fake

synapse_good

test1234_one

again (to get multiple MFAs) or else test_answer

fake

synapse_good

test1234_checking

again (to get multiple MFAs) or else test_answer

fake

synapse_good

test1234_savings

again (to get multiple MFAs) or else test_answer

fake

synapse_good

test1234_random

again (to get multiple MFAs) or else test_answer

fake

synapse_nomfa

test1234

No multi-factor authentication ("MFA") is necessary

fake

synapse_code_mfa

test1234

123456

fake

Testing Login Sync Errors in Sandbox

When adding a new node, append any of these values to the end of the password. When doing a force_refresh on the node, it will trigger the corresponding error.

Appending “_needs_relink” to the password (e.g. “test1234_savings_needs_relink") will link a node that will return the 401/110 error message when you try doing a “force_refresh”. It falls in line with our current sandbox test values so you can add “_needs_relink” to the end of any of the passwords above.

HTTP_CODE

ERROR_CODE

Append to Password

Description

503

503

_sync_unavailable

Refresh unavailable

400

410

_sync_not_allowed

Refresh not allowed

401

110

_needs_relink

Bad credentials

500

500

_sync_unknown_error

Unknown refresh error

Subnets

Card Issuance Sandbox Test Values

Card Style

Value

card_style_id

660

Account/Routing (AC/RT) Numbers Sandbox Test Values

Account Number

Routing Number

Any Number between 5-25 digits
*Please do not submit real account numbers in sandbox

Any Valid Routing Number

Micro-Deposit Test Values

If a bank account is added with AC/RT numbers, we automatically send micro-deposits to the user's external bank account for verification. Here are the micro-deposit values for sandbox:

Micro-Deposit Amount 1 (cUSD)

Micro-Deposit Amount 2 (cUSD)

10

10

Transactions

📘

Transactions in Dollars (USD)

Please note that the transaction amounts for the sandbox test values provided below are in dollars (USD).

ACH Transactions

Amount (USD)

Type ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌

Response

Locks the Node

Locks the User

222.22

DEBIT

R01 -- Insufficient Funds

222.23

CREDIT

R02 -- Account Closed

:white-check-mark:
(receiving node locked in Sandbox)

222.24

CREDIT-AND-DEBIT

R03 -- No Account/Unable to Locate Account

:white-check-mark:
(node locked depends on origin of ACH payment)

222.25

CREDIT-AND-DEBIT

R04 -- Invalid Account Number

:white-check-mark:
(node locked depends on origin of ACH payment)

222.26

CREDIT

R06 -- Returned Per ODFI's Request

222.27

DEBIT

R07 -- Authorization Revoked by Customer

222.28

DEBIT

R08 -- Payment Stopped

:white-check-mark:
(sending node locked)

222.29

DEBIT

R09 -- Uncollected Funds

222.30

DEBIT

R10 -- Customer Advises Not Authorized

222.31

CREDIT-AND-DEBIT

R11 -- Check Safekeeping Entry Return

222.32

CREDIT-AND-DEBIT

R12 -- Branch Sold To Another DFI

:white-check-mark:
(node locked depends on origin of ACH payment)

222.33

CREDIT

R13 -- RDFI Not Qualified to Participate

:white-check-mark:
(sending node locked)

222.34

CREDIT-AND-DEBIT

R14 -- Account Holder Deceased

:white-check-mark:
(user locked depends on origin of ACH payment)

222.35

CREDIT-AND-DEBIT

R16 -- Account Frozen

:white-check-mark:
(node locked depends on origin of ACH payment)

222.36

CREDIT-AND-DEBIT

R17 -- File Record Edit Criteria

222.37

CREDIT-AND-DEBIT

R20 -- Non-Transaction Account

:white-check-mark:
(node locked depends on origin of ACH payment)

222.38

CREDIT-AND-DEBIT

R21 -- Invalid Company Identification

222.39

CREDIT-AND-DEBIT

R22 -- Invalid Individual ID Number

222.40

CREDIT

R23 -- Credit Refused by Receiver

222.41

CREDIT-AND-DEBIT

R24 -- Duplicate Entry

222.42

DEBIT

R29 -- Corporate Customer Advises Not Authorized

:white-check-mark:
(sending user locked)

222.43

CREDIT-AND-DEBIT

R31 -- Permissible Return Entry

222.44

CREDIT-AND-DEBIT

R33 -- Return of XCK Entry

222.45

CREDIT-AND-DEBIT

R34 -- Limited participation DFI

:white-check-mark:
(node locked depends on origin of ACH payment)

Card Transactions

Amount (USD)

Type ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌

Response

222.46

DEBIT

CR01 -- Transaction not approved; Possible NSF

222.47

CREDIT-AND-DEBIT

CR02 -- International transaction detected; This card does not have international transaction permissions

222.48

DEBIT

CR03 -- Transaction exceeds ATM or POS withdrawal limits

222.49

DEBIT

CR04 -- Invalid PIN attempted; Please try again or reset the pin

222.50

CREDIT-AND-DEBIT

CR05 -- Card status is in a state which does not allow for any transactions

222.51

CREDIT-AND-DEBIT

CR06 -- Invalid expiration date

222.52

CREDIT-AND-DEBIT

CR07 -- Transaction validation failed

222.53

CREDIT-AND-DEBIT

CR08 -- There is an issue with the card; please check the card

222.54

CREDIT-AND-DEBIT

CR09 -- There is an issue associated with the card deposit account of the card

Check Transactions

Amount (USD)

Type ‌‌  ‌‌  ‌‌  ‌‌  ‌‌

Response

223.12

CREDIT

CHR01 -- NSF – customer does not have sufficient funds to cover the item

223.13

CREDIT

CHR02 -- UCF – uncollected funds hold

223.14

CREDIT

CHR03 -- Stop payment – a stop payment has been placed on the item

223.15

CREDIT

CHR05 -- Closed account – the item’s account has been closed

223.16

CREDIT

CHR06 -- UTLA – unable to locate account

223.17

CREDIT

CHR07 -- Frozen/blocked account – account has restrictions placed by customer or bank

223.18

CREDIT

CHR08 -- Stale dated – the date on the item is more than 6 months old

223.19

CREDIT

CHR09 -- Post dated – the date on the item is in the future ‘I’ Endorsement missing

223.20

CREDIT

CHR10 -- Endorsement irregular

223.21

CREDIT

CHR11 -- Signature(s) missing

223.22

CREDIT

CHR12 -- Signature(s) irregular, suspected forgery

223.23

CREDIT

CHR13 -- Non-cash item (non negotiable)

223.24

CREDIT

CHR14 -- Altered/fictitious item/Suspected counterfeit/Counterfeit

223.25

CREDIT

CHR15 -- Unable to process

223.26

CREDIT

CHR16 -- Items exceeds stated max value

223.27

CREDIT

CHR17 -- Not authorized RCC

223.28

CREDIT

CHR18 -- Branch/account sold (Wrong Bank)

223.29

CREDIT

CHR19 -- Refer to Maker

223.30

CREDIT

CHR20 -- Item cannot be re-presented (exceeds allowable number of presentments

223.31

CREDIT

CHR21 -- unusable image

223.32

CREDIT

CHR22 -- Cannot determine amount

223.33

CREDIT

CHR23 -- Refer to image – return reason is contained within the image of the item

223.34

CREDIT

CHR24 -- Duplicate presentment

223.35

CREDIT

CHR25 -- Forgery – an affidavit shall be available upon request

223.36

CREDIT

CHR26 -- Warranty breach (includes Rule 8 & 9 claims)

223.37

CREDIT

CHR27 -- RCC warranty breach

223.38

CREDIT

CHR28 -- Forged and counterfeit warranty breach (Rule 9)

223.39

CREDIT

CHR29 -- Retired/ineligible routing number

223.40

CREDIT

CHR30 -- [ADMIN] Image Missing

223.41

CREDIT

CHR31 -- [ADMIN] Ineligible Item

223.42

CREDIT

CHR32 -- [ADMIN] Item cannot be re-presented (exceeds number of allowable times for presentment)

223.43

CREDIT

CHR33 -- [ADMIN] unusable image

223.44

CREDIT

CHR34 -- [ADMIN] Image fails security check

223.45

CREDIT

CHR35 -- [ADMIN] Duplicate presentment

223.46

CREDIT

CHR36 -- [ADMIN] Does not conform with ANS X9.100-181

223.47

CREDIT

CHR37 -- [ADMIN] Does not conform to the Industry’s Universal Companion Document

223.48

CREDIT

CHR38 -- [ADMIN] Warranty Breach (includes Rule 8 & Rule 9 claims)

223.49

CREDIT

CHR39 -- [ADMIN] RCC Warranty Breach (Rule 8)

223.50

CREDIT

CHR40 -- [ADMIN] Forged and Counterfeit Warranty Breach (Rule 9)

223.51

CREDIT

CHR41 -- [ADMIN] Retired/Ineligible Routing Number

Interchange Transactions

Amount (USD)

Type ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌

Response

Locks the Node

Locks the User

222.55

CREDIT-AND-DEBIT

IR05 -- Suspicious activity; do not honor this card's transactions

:white-check-mark:
(node locked depends on origin of Interchange payment)

222.56

CREDIT-AND-DEBIT

IR14 -- Card number does not exist

:white-check-mark:
(node locked depends on origin of Interchange payment)

222.57

CREDIT-AND-DEBIT

IR15 -- Card issuer does not exist

:white-check-mark:
(node locked depends on origin of Interchange payment)

222.58

CREDIT-AND-DEBIT

IR17 -- Customer cancelled/reversed payment

:white-check-mark:
(node locked depends on origin of Interchange payment)

:white-check-mark:
(user locked depends on origin of Interchange payment)

222.59

CREDIT-AND-DEBIT

IR18 -- The customer reversed the transaction: chargeback

:white-check-mark:
(node locked depends on origin of Interchange payment)

222.60

CREDIT-AND-DEBIT

IR33 -- Expired card, pick-up

:white-check-mark:
(node locked depends on origin of Interchange payment)

222.61

CREDIT-AND-DEBIT

IR36 -- Restricted card, pick-up

:white-check-mark:
(node locked depends on origin of Interchange payment)

222.62

CREDIT-AND-DEBIT

IR38 -- PIN tried too many times; request a new card or try again later

:white-check-mark:
(node locked depends on origin of Interchange payment)

222.63

CREDIT-AND-DEBIT

IR41 -- Lost card: request a new card

:white-check-mark:
(node locked depends on origin of Interchange payment)

222.64

CREDIT-AND-DEBIT

IR43 -- Stolen card: request a new card

:white-check-mark:
(node locked depends on origin of Interchange payment)

222.65

CREDIT-AND-DEBIT

IR54 -- Card Expired: request a new card

:white-check-mark:
(node locked depends on origin of Interchange payment)

222.66

CREDIT-AND-DEBIT

IR56 -- No record of the validity of the card

222.67

CREDIT-AND-DEBIT

IR57 -- Transaction not permitted to cardholder

222.68

CREDIT-AND-DEBIT

IR58 -- Transaction denied by acceptor(Potential chargeback detected)

222.69

CREDIT-AND-DEBIT

IR59 -- Suspected Fraud

:white-check-mark:
(node locked depends on origin of Interchange payment)

:white-check-mark:
(user locked depends on origin of Interchange payment)

222.70

CREDIT-AND-DEBIT

IR63 -- Card information compromised(Potential chargeback detected)

222.71

CREDIT-AND-DEBIT

IR66 -- Merchant must contact the card acquirer

222.72

CREDIT-AND-DEBIT

IR67 -- Hard capture

222.73

CREDIT-AND-DEBIT

IR75 -- Allowable number of PIN tries exceeded

222.74

CREDIT-AND-DEBIT

IR79 -- Invalid digital signature

222.75

CREDIT-AND-DEBIT

IR86 -- Cannot verify PIN

222.76

CREDIT-AND-DEBIT

IR88 -- Card information not on file

222.77

CREDIT-AND-DEBIT

IR89 -- Security code verification failed

222.78

CREDIT-AND-DEBIT

IR93 -- Transaction is in violation of the law and will not be completed

222.79

CREDIT-AND-DEBIT

IR132 -- Country of the card issuer is blocked by this merchant

222.80

CREDIT-AND-DEBIT

IR140 -- Card product code is blocked

222.81

CREDIT-AND-DEBIT

IR144 -- CARD_ID is not valid

222.82

CREDIT-AND-DEBIT

IR150 -- Transaction declined by merchant to security code mismatch

222.83

CREDIT-AND-DEBIT

IR151 -- Transaction not allowed as per a validation rule

222.84

CREDIT-AND-DEBIT

IR156 -- Fraudulent transaction prior to embossed valid date

222.85

CREDIT-AND-DEBIT

IR158 -- Allowable PAN entries warning -- approved

222.86

CREDIT-AND-DEBIT

IR160 -- Security code is invalid

222.87

CREDIT-AND-DEBIT

IR174 -- Item suspected for stop pay

222.88

CREDIT-AND-DEBIT

IR174 -- Item suspected for stop pay

222.89

CREDIT-AND-DEBIT

IR175 -- Account associated with card was closed

222.90

CREDIT-AND-DEBIT

IR176 -- Account associated with card is ineligible for the transaction

222.91

CREDIT-AND-DEBIT

IR178 -- No account associated with card on file

222.92

CREDIT-AND-DEBIT

IR179 -- Unable to locate card

222.93

CREDIT-AND-DEBIT

IR189 -- Bad security code

222.94

CREDIT-AND-DEBIT

IR190 -- Transaction ordered to be stopped

222.95

CREDIT-AND-DEBIT

IR191 -- Transaction authorization revoked"

222.96

CREDIT-AND-DEBIT

IR193 -- Card lost: do not honor

222.97

CREDIT-AND-DEBIT

IR194 -- Account associated with the card is closed

222.98

DEBIT

IR201 -- Incorrect Expiration date

222.99

DEBIT

IR202 -- Card declined due to an unknown reason

223.00

DEBIT

IR203 -- Card card declined due to unsupported card type

223.01

DEBIT

IR204 -- Card declined due to an unknown reason

223.02

DEBIT

IR205 -- Card declined due to an unknown Reason

223.03

DEBIT

IR206 -- Card transaction request has an unknown status

Sandbox Test Cards

Number

Network

Type of Card

Permission

9999999999999999

Expiration: 202412

VISA

TEST

For testing duplicate card check functionality ONLY.

9401100999999992

VISA

DEBIT

NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)

9401101999999990

VISA

DEBIT

CREDIT

9401110999999991

VISA

DEBIT

DEBIT

9401113999999995

VISA

DEBIT

CREDIT-AND-DEBIT

9401200999999990

VISA

CREDIT

NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)

9401201999999998

VISA

CREDIT

CREDIT

9401210999999999

VISA

CREDIT

DEBIT

9401211999999997

VISA

CREDIT

CREDIT-AND-DEBIT

9401300999999998

VISA

PREPAID

NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)

9401301999999996

VISA

PREPAID

CREDIT

9401310999999997

VISA

PREPAID

DEBIT

9401311999999995

VISA

PREPAID

CREDIT-AND-DEBIT

9501100999999991

MASTERCARD

DEBIT

NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)

9951101999999994

MASTERCARD (MONEYSEND)

DEBIT

CREDIT

9501110999999990

MASTERCARD

DEBIT

DEBIT

9501200999999999

MASTERCARD

CREDIT

NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)

9951201999999992

MASTERCARD (MONEYSEND)

CREDIT

CREDIT

9501210999999998

MASTERCARD

CREDIT

DEBIT

9501300999999997

MASTERCARD

PREPAID

NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)

9951301999999990

MASTERCARD (MONEYSEND)

PREPAID

CREDIT

9501310999999996

MASTERCARD

PREPAID

DEBIT

9601220999999996

DISCOVER

CREDIT

DEBIT

9601210999999997

DISCOVER

CREDIT

DEBIT

9601200999999998

DISCOVER

CREDIT

NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)

9810203999999999

DISCOVER

CREDIT

CREDIT

Apple Pay Test Cards

Please note that this is a subset of the cards provided by Apple (under "Test Cards for Apps and the Web" here).

Apple Pay Test Card Number

Card Type

Card Processor

Node Status

5204247750001471

Debit

Mastercard

NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)

5204247750001505

Debit

Mastercard

CREDIT

5204247750001497

Debit

Mastercard

DEBIT

5204247750001489

Debit

Mastercard

CREDIT-AND-DEBIT

5204247750001463

Credit

Mastercard

NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)

5204245250001496

Credit

Mastercard

CREDIT

5204245250001512

Credit

Mastercard

DEBIT

5204245250001504

Credit

Mastercard

CREDIT-AND-DEBIT

5204245250001488

Prepaid

Mastercard

CREDIT-AND-DEBIT

5204245250001470

Prepaid

Mastercard

DEBIT

4761120010000492

Debit

Visa

NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)

4761349750010326

Debit

Visa

CREDIT

4761209980011439

Debit

Visa

DEBIT

4761262260004228

Debit

Visa

CREDIT-AND-DEBIT

4051069302200121

Credit

Visa

NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)

4761369980320253

Credit

Visa

CREDIT

4622943120054839

Credit

Visa

DEBIT

4761229700150465

Credit

Visa

CREDIT-AND-DEBIT

4180620070230189

Prepaid

Visa

CREDIT-AND-DEBIT

4123400073320224

Prepaid

Visa

DEBIT

Wire Transactions

Amount

Type‌‌ ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌  ‌‌

Description

22304

DEBIT

WR01 -- Return per customer request

22305

DEBIT

WR02 -- Return per platform request

22306

CREDIT

WR03 -- UTA - Account closed/frozen

22307

CREDIT-AND-DEBIT

WR04 -- UTA - Additional documents required

22308

CREDIT-AND-DEBIT

WR05 -- UTA - Country not allowed

22309

CREDIT-AND-DEBIT

WR06 -- UTA - Exceeds limits

22310

CREDIT-AND-DEBIT

WR07 -- UTA - Information mismatch

22311

CREDIT-AND-DEBIT

WR08 -- UTA - No Account/Unable to Locate Account

Updated 22 days ago

Sandbox Test Values


Test Values for your sandbox environment

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