Available Sandbox Test Values
- Documents
- Register New Fingerprint
- Bank Logins
- Bank Logins - Syncing Errors
- Bank Logins - Force Refresh
- Card Processing
- Micro Deposit Verification
- Transactions Returns
- Transactions Cancellations
Documents
Address Validation
Valid USPS mailable addresses are required.
123 Fail Address, Fail City, FS 00000
Supplied address is invalid / Unable to verify address
1 Market Street, San Francisco, CA 94105
Validation is successful
Virtual Document
The last 4 digits of your virtual document must be one of the following values (ex: SSN = 777772222).
Note that you cannot verify real identities and document information in sandbox.
1111 or any other value
Validation Fails (i.e. identity-related information is a complete fail).
2222
Validation is successful.
Physical Document
To be able to generate a sample base64 string, you can go to Base64 Image. They make it very easy to generate a padded base64 string for any image. You can then use that base64 string to test with our APIs.
data:image/invalid;base64,SUQs==
Validation Fails (i.e. identity-related information is a complete fail).
Any other
Validation is successful.
Validation Fails (i.e. identity related information is a complete fail).
Validation Fails (i.e. identity related information is a complete fail).
Validation Fails (i.e. identity related information is a complete fail).
Validation Fails (i.e. identity related information is a complete fail).
EMAIL (supplied via base doc)
255.255.255.0
Validation Fails (i.e. identity related information is a complete fail).
IP (supplied via base doc)
541-754-3010
Validation Fails (i.e. identity related information is a complete fail).
PHONE_NUMBER (supplied via base doc)
123456
Validation Succeeds during SUBMITTED|MFA_PENDING
EMAIL_2FA and PHONE_NUMBER_2FA
Register New Fingerprint
Normally when registering a new fingerprint, a random PIN is sent to the specified 2FA device. For testing purposes, it is convenient to know the PIN without checking the 2FA device. If you use this fingerprint the API will always accept the pre-programmed validation PIN.
static_pin
"123456"
Bank Login Credentials
You can use the following bank login credentials to test out your bank login implementation. Bank login nodes will always have a balance of $800 (type string).
synapse_good
test1234
again (to get multiple MFAs) or else test_answer
fake
Returns only 1 checking and 1 savings account.
synapse_good
test1234_one
again (to get multiple MFAs) or else test_answer
fake
Returns only 1 checking and 1 savings account.
synapse_good
test1234_checking
again (to get multiple MFAs) or else test_answer
fake
Returns only checking accounts between 1-10.
synapse_good
test1234_savings
again (to get multiple MFAs) or else test_answer
fake
Returns only checking accounts between 1-10.
synapse_good
test1234_random
again (to get multiple MFAs) or else test_answer
fake
Returns only checking & savings accounts between 1-10.
synapse_nomfa
test1234
again (to get multiple MFAs) or else test_answer
fake
Returns only 1 checking and 1 savings account.
synapse_code_mfa
test1234
123456
fake
Returns only 1 checking and 1 savings account.
Bank Logins - Syncing Errors
Below are the credentials and possible status codes when bank logins are unable to sync:
synapse_no_accounts
fake
402
460
synapse_bank_request
fake
402
500
synapse_maintenance
fake
503
503
Bank Logins - Force Refresh
When submitting a new bank login, append any of these values to the end of the password. When doing a force_refresh on the node, it will trigger the corresponding responses:
_sync_balance_higher
added to the end of a password for a balance between $800-1500 when synced
_sync_balance_lower
added to the end of a password for a balance between $10-50 when synced
Card Processing (Interchange)
You can use these sample card numbers to test your Card Processing implementation.
9401100999999992
DEBIT
VISA
NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)
9401101999999990
DEBIT
VISA
CREDIT
9401110999999991
DEBIT
VISA
DEBIT
9401113999999995
DEBIT
VISA
CREDIT-AND-DEBIT
9401201999999998
CREDIT
VISA
NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)
9401210999999999
CREDIT
VISA
CREDIT
9401211999999997
CREDIT
VISA
DEBIT
9401200999999990
CREDIT
VISA
NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)
9401300999999998
PREPAID
VISA
NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)
9401301999999996
PREPAID
VISA
CREDIT
9401310999999997
PREPAID
VISA
DEBIT
9401311999999995
PREPAID
VISA
CREDIT-AND-DEBIT
9021100999999992
DEBIT
DISCOVER
NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)
9021101999999990
DEBIT
DISCOVER
CREDIT
9021110999999991
DEBIT
DISCOVER
DEBIT
9021111999999999
DEBIT
DISCOVER
CREDIT-AND-DEBIT
9021200999999990
CREDIT
DISCOVER
NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)
9021201999999998
CREDIT
DISCOVER
CREDIT
9021210999999999
CREDIT
DISCOVER
DEBIT
9021211999999997
CREDIT
DISCOVER
CREDIT-AND-DEBIT
9021300999999998
PREPAID
DISCOVER
NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)
9021301999999996
PREPAID
DISCOVER
CREDIT
9021310999999997
PREPAID
DISCOVER
DEBIT
9021311999999995
PREPAID
DISCOVER
CREDIT-AND-DEBIT
9501100999999991
DEBIT
MASTERCARD
NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)
9501101999999999
DEBIT
MASTERCARD
CREDIT
9501110999999990
DEBIT
MASTERCARD
DEBIT
9501111999999998
DEBIT
MASTERCARD
CREDIT-AND-DEBIT
9501200999999999
CREDIT
MASTERCARD
NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)
9501201999999997
CREDIT
MASTERCARD
CREDIT
9501210999999998
CREDIT
MASTERCARD
DEBIT
9501211999999996
CREDIT
MASTERCARD
CREDIT-AND-DEBIT
9501300999999997
PREPAID
MASTERCARD
NONE (which means both credits and debits have been disabled by cardholder. So adding this card would fail.)
9501301999999995
PREPAID
MASTERCARD
CREDIT
9501310999999996
PREPAID
MASTERCARD
DEBIT
9501311999999994
PREPAID
MASTERCARD
CREDIT-AND-DEBIT
Micro-Deposit Verification
If a bank account is added with account / routing numbers (instead of online banking logins), we automatically send out micro-deposits to the user's bank account to verify the account. Here are the micro-deposit values for sandbox:
.10
.10
Transaction Returns
These returns are for ACH-US type nodes only. Please remember, in practice ACH returns do not occur in real-time.
RequestBin is an excellent tool to help you test out Webhooks for these scenarios.
ACH Transactions
22222
DEBIT
R01 -- Insufficient Funds
22223
CREDIT
R02 -- Account Closed
22224
CREDIT-AND-DEBIT
R03 -- No Account/Unable to Locate Account
22225
CREDIT-AND-DEBIT
R04 -- Invalid Account Number
22226
CREDIT
R06 -- Returned Per ODFI's Request
22227
DEBIT
R07 -- Authorization Revoked by Customer
22228
DEBIT
R08 -- Payment Stopped
22229
DEBIT
R09 -- Uncollected Funds
22230
DEBIT
R10 -- Customer Advises Not Authorized
22231
CREDIT-AND-DEBIT
R11 -- Check Safekeeping Entry Return
22232
CREDIT-AND-DEBIT
R12 -- Branch Sold To Another DFI
22233
CREDIT
R13 -- RDFI Not Qualified to Participate
22234
CREDIT-AND-DEBIT
R14 -- Account Holder Deceased
22235
CREDIT-AND-DEBIT
R16 -- Account Frozen
22236
CREDIT-AND-DEBIT
R17 -- File Record Edit Criteria
22237
CREDIT-AND-DEBIT
R20 -- Non-Transaction Account
22238
CREDIT-AND-DEBIT
R21 -- Invalid Company Identification
22239
CREDIT-AND-DEBIT
R22 -- Invalid Individual ID Number
22240
CREDIT
R23 -- Credit Refused by Receiver
22241
CREDIT-AND-DEBIT
R24 -- Duplicate Entry
22242
DEBIT
R29 -- Corporate Customer Advises Not Authorized
22243
CREDIT-AND-DEBIT
R31 -- Permissible Return Entry
22244
CREDIT-AND-DEBIT
R33 -- Return of XCK Entry
22245
CREDIT-AND-DEBIT
R34 -- Limited participation DFI
22246
DEBIT
CR01 -- Transaction not approved; Possible NSF
22247
CREDIT-AND-DEBIT
CR02 -- International transaction detected; This card does not have international transaction permissions
22248
DEBIT
CR03 -- Transaction exceeds ATM or POS withdrawal limits
2249
DEBIT
CR04 -- Invalid PIN attempted; Please try again or reset the pin
22250
CREDIT-AND-DEBIT
CR05 -- Card status is in a state which does not allow for any transactions
22251
CREDIT-AND-DEBIT
CR06 -- Invalid expiration date
22252
CREDIT-AND-DEBIT
CR07 -- Transaction validation failed
22253
CREDIT-AND-DEBIT
CR08 -- There is an issue with the card; please check the card
22254
CREDIT-AND-DEBIT
CR09 -- There is an issue associated with the card deposit account of the card
22312
CREDIT
CHR01 -- NSF – customer does not have sufficient funds to cover the item
22313
CREDIT
CHR02 -- UCF – uncollected funds hold
22314
CREDIT
CHR03 -- Stop payment – a stop payment has been placed on the item
22315
CREDIT
CHR05 -- Closed account – the item’s account has been closed
22316
CREDIT
CHR06 -- UTLA – unable to locate account
22317
CREDIT
CHR07 -- Frozen/blocked account – account has restrictions placed by customer or bank
22318
CREDIT
CHR08 -- Stale dated – the date on the item is more than 6 months old
22319
CREDIT
CHR09 -- Post dated – the date on the item is in the future ‘I’ Endorsement missing
22320
CREDIT
CHR10 -- Endorsement irregular
22321
CREDIT
CHR11 -- Signature(s) missing
22322
CREDIT
CHR12 -- Signature(s) irregular, suspected forgery
22323
CREDIT
CHR13 -- Non-cash item (non negotiable)
22324
CREDIT
CHR14 -- Altered/fictitious item/Suspected counterfeit/Counterfeit
22325
CREDIT
CHR15 -- Unable to process
22326
CREDIT
CHR16 -- Items exceeds stated max value
22327
CREDIT
CHR17 -- Not authorized RCC
22328
CREDIT
CHR18 -- Branch/account sold (Wrong Bank)
22329
CREDIT
CHR19 -- Refer to Maker
22330
CREDIT
CHR20 -- Item cannot be re-presented (exceeds allowable number of presentments
22331
CREDIT
CHR21 -- unusable image
22332
CREDIT
CHR22 -- Cannot determine amount
22333
CREDIT
CHR23 -- Refer to image – return reason is contained within the image of the item
22334
CREDIT
CHR24 -- Duplicate presentment
22335
CREDIT
CHR25 -- Forgery – an affidavit shall be available upon request
22336
CREDIT
CHR26 -- Warranty breach (includes Rule 8 & 9 claims)
22337
CREDIT
CHR27 -- RCC warranty breach
22338
CREDIT
CHR28 -- Forged and counterfeit warranty breach (Rule 9)
22339
CREDIT
CHR29 -- Retired/ineligible routing number
22340
CREDIT
CHR30 -- [ADMIN] Image Missing
22341
CREDIT
CHR31 -- [ADMIN] Ineligible Item
22342
CREDIT
CHR32 -- [ADMIN] Item cannot be re-presented (exceeds number of allowable times for presentment)
22343
CREDIT
CHR33 -- [ADMIN] unusable image
22344
CREDIT
CHR34 -- [ADMIN] Image fails security check
22345
CREDIT
CHR35 -- [ADMIN] Duplicate presentment
22346
CREDIT
CHR36 -- [ADMIN] Does not conform with ANS X9.100-181
22347
CREDIT
CHR37 -- [ADMIN] Does not conform to the Industry’s Universal Companion Document
22348
CREDIT
CHR38 -- [ADMIN] Warranty Breach (includes Rule 8 & Rule 9 claims)
22349
CREDIT
CHR39 -- [ADMIN] RCC Warranty Breach (Rule 8)
22350
CREDIT
CHR40 -- [ADMIN] Forged and Counterfeit Warranty Breach (Rule 9)
22351
CREDIT
CHR41 -- [ADMIN] Retired/Ineligible Routing Number
22255
CREDIT-AND-DEBIT
IR05 -- Suspicious activity; do not honor this card's transactions
22256
CREDIT-AND-DEBIT
IR14 -- Card number does not exist
22257
CREDIT-AND-DEBIT
IR15 -- Card issuer does not exist
22258
CREDIT-AND-DEBIT
IR17 -- Customer cancelled/reversed payment
22259
CREDIT-AND-DEBIT
IR18 -- The customer reversed the transaction: chargeback
22260
CREDIT-AND-DEBIT
IR33 -- Expired card, pick-up
22261
CREDIT-AND-DEBIT
IR36 -- Restricted card, pick-up
22262
CREDIT-AND-DEBIT
IR38 -- PIN tried too many times; request a new card or try again later
22263
CREDIT-AND-DEBIT
IR41 -- Lost card: request a new card
22264
CREDIT-AND-DEBIT
IR43 -- Stolen card: request a new card
22265
CREDIT-AND-DEBIT
IR54 -- Card Expired: request a new card
22266
CREDIT-AND-DEBIT
IR56 -- No record of the validity of the card
22267
CREDIT-AND-DEBIT
IR57 -- Transaction not permitted to cardholder
22268
CREDIT-AND-DEBIT
IR58 -- Transaction denied by acceptor(Potential chargeback detected)
22269
CREDIT-AND-DEBIT
IR59 -- Suspected Fraud
22270
CREDIT-AND-DEBIT
IR63 -- Card information compromised(Potential chargeback detected)
22271
CREDIT-AND-DEBIT
IR66 -- Merchant must contact the card acquirer
22272
CREDIT-AND-DEBIT
IR67 -- Hard capture
22273
CREDIT-AND-DEBIT
IR75 -- Allowable number of PIN tries exceeded
22274
CREDIT-AND-DEBIT
IR79 -- Invalid digital signature
22275
CREDIT-AND-DEBIT
IR86 -- Cannot verify PIN
22276
CREDIT-AND-DEBIT
IR88 -- Card information not on file
22277
CREDIT-AND-DEBIT
IR89 -- Security code verification failed
22278
CREDIT-AND-DEBIT
IR93 -- Transaction is in violation of the law and will not be completed
22279
CREDIT-AND-DEBIT
IR132 -- Country of the card issuer is blocked by this merchant
22280
CREDIT-AND-DEBIT
IR140 -- Card product code is blocked
22281
CREDIT-AND-DEBIT
IR144 -- CARD_ID is not valid
22282
CREDIT-AND-DEBIT
IR150 -- Transaction declined by merchant to security code mismatch
22283
CREDIT-AND-DEBIT
IR151 -- Transaction not allowed as per a validation rule
22284
CREDIT-AND-DEBIT
IR156 -- Fraudulent transaction prior to embossed valid date
22285
CREDIT-AND-DEBIT
IR158 -- Allowable PAN entries warning -- approved
22286
CREDIT-AND-DEBIT
IR160 -- Security code is invalid
22287
CREDIT-AND-DEBIT
IR174 -- Item suspected for stop pay
22288
CREDIT-AND-DEBIT
IR174 -- Item suspected for stop pay
22289
CREDIT-AND-DEBIT
IR175 -- Account associated with card was closed
22290
CREDIT-AND-DEBIT
IR176 -- Account associated with card is ineligible for the transaction
22291
CREDIT-AND-DEBIT
IR178 -- No account associated with card on file
22292
CREDIT-AND-DEBIT
IR179 -- Unable to locate card
22293
CREDIT-AND-DEBIT
IR189 -- Bad security code
22294
CREDIT-AND-DEBIT
IR190 -- Transaction ordered to be stopped
22295
CREDIT-AND-DEBIT
IR191 -- Transaction authorization revoked"
22296
CREDIT-AND-DEBIT
IR193 -- Card lost: do not honor
22297
CREDIT-AND-DEBIT
IR194 -- Account associated with the card is closed
22298
DEBIT
IR201 -- Incorrect Expiration date
22299
DEBIT
IR202 -- Card declined due to an unknown reason
22300
DEBIT
IR203 -- Card card declined due to unsupported card type
22301
DEBIT
IR204 -- Card declined due to an unknown reason
22302
DEBIT
IR205 -- Card declined due to an unknown Reason
22303
DEBIT
IR206 -- Card transaction request has an unknown status
22304
DEBIT
WR01 -- Return per customer request
22305
DEBIT
WR02 -- Return per platform request
22306
CREDIT
WR03 -- UTA - Account closed/frozen
22307
CREDIT-AND-DEBIT
WR04 -- UTA - Additional documents required
22308
CREDIT-AND-DEBIT
WR05 -- UTA - Country not allowed
22309
CREDIT-AND-DEBIT
WR06 -- UTA - Exceeds limits
22310
CREDIT-AND-DEBIT
WR07 -- UTA - Information mismatch
22311
CREDIT-AND-DEBIT
WR08 -- UTA - No Account/Unable to Locate Account
ACH Transaction Cancellations
RequestBin is an excellent tool to help you test out Webhooks for these scenarios.
111.11
C10-A -- Please collect ACH auth on sender & then resubmit payment.
111.12
C46 -- Sender not authorized to make transactions.
111.13
C47 -- Receiver not authorized to make transactions.
111.14
C48 -- Sender on screenings list.
111.15
C49 -- Receiver on screenings list.
111.16
C50 -- Unable to process the transaction (reason undisclosed).
Account and Routing Numbers
Any valid routing number and 5-digit account number will work in Sandbox.
322271627
Chase