{"_id":"5bd2a46cc3906900443f4027","project":"59f79e3c584eb200345ceafc","version":{"_id":"5ba178b00a916500030c6a21","project":"59f79e3c584eb200345ceafc","__v":24,"forked_from":"59f79e3c584eb200345ceaff","createdAt":"2015-09-17T03:47:20.956Z","releaseDate":"2015-09-17T03:47:20.956Z","categories":["5ba178b00a916500030c69a2","5ba178b00a916500030c69a3","5ba178b00a916500030c69a4","5ba178b00a916500030c69a5","5ba178b00a916500030c69a6","5ba178b00a916500030c69a7","5ba178b00a916500030c69a8","5ba178b00a916500030c69a9","5ba178b00a916500030c69aa","5ba178b00a916500030c69ab","5ba178b00a916500030c69ac","5afb6888212c690003ae3d3b","5ba178b00a916500030c69ad","5ba178b00a916500030c69ae","5ba2dcbc99f53f0003b97e2c","5babd73fa0ab3e0003ead030","5bb4038be7222e000334dd97","5bb55954478c1300031a44c2","5bb665a1607307000327c81e","5bb6f90229a7fb0003a0650d","5bb7f9bc29a7fb0003a07ac1","5bba58bd7ba7710003bd901d","5bba6dac7ba7710003bd908d","5bba6e257ba7710003bd9090","5bbac87810189c0003e619ea","5bbb9d02b5862c00036266b2","5bbbadb6219c3e000376c2de","5bc417751d1b0000182bf7f6","5bc59e3b2a5b4f0044db5b97","5bc7bbce2262cc0041f6eff2","5bce6a3580a7250031199f34","5bcfac2c4082510019f2d91b","5bcfac3757bed90030e45d68","5bcfac45d305bc0049941539","5bd2a43548bb6f00289c8fad","5bd3a42a026ebe001f66259e","5bd9d5afffe003005b02f97b","5becb7ee85c6b300557662b6"],"is_deprecated":false,"is_hidden":false,"is_beta":true,"is_stable":false,"codename":"","version_clean":"3.2.0","version":"3.2"},"category":{"_id":"5bd2a43548bb6f00289c8fad","project":"59f79e3c584eb200345ceafc","version":"5ba178b00a916500030c6a21","__v":0,"sync":{"url":"","isSync":false},"reference":false,"createdAt":"2018-10-26T05:20:53.985Z","from_sync":false,"order":6,"slug":"card-processing","title":"Card Processing"},"user":"5557e76e512c300d007730d1","__v":24,"parentDoc":null,"updates":[],"next":{"pages":[],"description":""},"createdAt":"2018-10-26T05:21:48.776Z","link_external":false,"link_url":"","sync_unique":"","hidden":false,"api":{"settings":"","results":{"codes":[{"status":200,"language":"json","code":"{\n    \"_id\": \"594e0fa2838454002ea317a0\",\n    \"_links\": {\n        \"self\": {\n            \"href\": \"https://uat-api.synapsefi.com/v3.1/users/594e0fa2838454002ea317a0\"\n        }\n    },\n    \"client\": {\n        \"id\": \"589acd9ecb3cd400fa75ac06\",\n        \"name\": \"SynapseFI\"\n    },\n    \"doc_status\": {\n        \"physical_doc\": \"SUBMITTED|VALID\",\n        \"virtual_doc\": \"SUBMITTED|VALID\"\n    },\n    \"documents\": [\n        {\n            \"id\": \"2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8\",\n            \"name\": \"Test User\",\n            \"permission_scope\": \"SEND|RECEIVE|1000|DAILY\",\n            \"physical_docs\": [\n                {\n                    \"document_type\": \"GOVT_ID\",\n                    \"id\": \"c486c2cb8c1bce695fcfae3197e14aa5b8ddec184c2779d00d581abee5d9a04c\",\n                    \"last_updated\": 1498288034877,\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ],\n            \"social_docs\": [\n                {\n                    \"document_type\": \"FACEBOOK\",\n                    \"id\": \"8f314a6a53f36ee569455761e49a2a7fe790d251c5611c65255befdb303602b7\",\n                    \"last_updated\": 1498288034880,\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"PHONE_NUMBER\",\n                    \"id\": \"fda60784d6375bc44edafaaeae149626c4c13dcb92e85a2a7a00eec2cdfd2b6f\",\n                    \"last_updated\": 1498288034880,\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"EMAIL\",\n                    \"id\": \"2c45158f6431ca874bbe82f63d5905567854dde4d8b81539944e5779e5eee741\",\n                    \"last_updated\": 1498288034880,\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"IP\",\n                    \"id\": \"28d9177b22c127d9a51d8903893864accf6e553ac326704a4c0d585eaad2516a\",\n                    \"last_updated\": 1498288034880,\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ],\n            \"virtual_docs\": [\n                {\n                    \"document_type\": \"SSN\",\n                    \"id\": \"ee596c2896dddc19b76c07a184fe7d3cf5a04b8e94b9108190cac7890739017f\",\n                    \"last_updated\": 1498288034875,\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ]\n        }\n    ],\n    \"emails\": [],\n    \"extra\": {\n        \"cip_tag\": 1,\n        \"date_joined\": 1498288029784,\n        \"extra_security\": false,\n        \"is_business\": false,\n        \"last_updated\": 1498288034864,\n        \"public_note\": null,\n        \"supp_id\": \"122eddfgbeafrfvbbb\"\n    },\n    \"is_hidden\": false,\n    \"legal_names\": [\n        \"Test User\"\n    ],\n    \"logins\": [\n        {\n            \"email\": \"test:::at:::synapsefi.com\",\n            \"scope\": \"READ_AND_WRITE\"\n        }\n    ],\n    \"permission\": \"SEND-AND-RECEIVE\",\n    \"phone_numbers\": [\n        \"[email protected]\",\n        \"901.111.1111\"\n    ],\n    \"photos\": [],\n    \"refresh_token\": \"refresh_ehG7YBS8ZiD0sLa6PQHMUxryovVkJzElC5gWROXq\"\n}","name":"w/o full_dehydrate"},{"code":"{\n    \"_id\": \"594e0fa2838454002ea317a0\",\n    \"_links\": {\n        \"self\": {\n            \"href\": \"https://uat-api.synapsefi.com/v3.1/users/594e0fa2838454002ea317a0\"\n        }\n    },\n    \"_v\": 2,\n    \"client\": {\n        \"id\": \"589acd9ecb3cd400fa75ac06\",\n        \"name\": \"SynapseFI\"\n    },\n    \"doc_status\": {\n        \"physical_doc\": \"SUBMITTED|VALID\",\n        \"virtual_doc\": \"SUBMITTED|VALID\"\n    },\n    \"documents\": [\n        {\n            \"address_city\": \"SF\",\n            \"address_country_code\": \"US\",\n            \"address_postal_code\": \"94114\",\n            \"address_street\": \"1 Market St.\",\n            \"address_subdivision\": \"CA\",\n            \"alias\": \"Test\",\n            \"day\": 2,\n            \"email\": \"[email protected]\",\n            \"entity_scope\": \"Arts & Entertainment\",\n            \"entity_type\": \"M\",\n            \"id\": \"2a4a5957a3a62aaac1a0dd0edcae96ea2cdee688ec6337b20745eed8869e3ac8\",\n            \"ip\": \"::1\",\n            \"month\": 5,\n            \"name\": \"Test User\",\n            \"permission_scope\": \"SEND|RECEIVE|1000|DAILY\",\n            \"phone_number\": \"901.111.1111\",\n            \"physical_docs\": [\n                {\n                    \"document_type\": \"GOVT_ID\",\n                    \"document_value\": \"https://cdn.synapsepay.com/uploads/2017/06/24/DioeVvEbMOfxzpLGZNCPnJKYuHQ7t89s4FBmTk00rRgyc35WXU.gif\",\n                    \"id\": \"c486c2cb8c1bce695fcfae3197e14aa5b8ddec184c2779d00d581abee5d9a04c\",\n                    \"last_updated\": 1498288034877,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ],\n            \"screening_results\": {\n                \"561\": \"NO_MATCH\",\n                \"aucl\": \"NO_MATCH\",\n                \"concern_location\": \"NO_MATCH\",\n                \"dpl\": \"NO_MATCH\",\n                \"dtc\": \"NO_MATCH\",\n                \"el\": \"NO_MATCH\",\n                \"eucl\": \"NO_MATCH\",\n                \"fatf_non_cooperative_jurisdiction\": \"NO_MATCH\",\n                \"fbi_bank_robbers\": \"NO_MATCH\",\n                \"fbi_counter_intelligence\": \"NO_MATCH\",\n                \"fbi_crimes_against_children\": \"NO_MATCH\",\n                \"fbi_criminal_enterprise_investigations\": \"NO_MATCH\",\n                \"fbi_cyber\": \"NO_MATCH\",\n                \"fbi_domestic_terrorism\": \"NO_MATCH\",\n                \"fbi_human_trafficking\": \"NO_MATCH\",\n                \"fbi_murders\": \"NO_MATCH\",\n                \"fbi_violent_crimes\": \"NO_MATCH\",\n                \"fbi_wanted_terrorists\": \"NO_MATCH\",\n                \"fbi_white_collar\": \"NO_MATCH\",\n                \"fincen_red_list\": \"NO_MATCH\",\n                \"fse\": \"NO_MATCH\",\n                \"fto_sanctions\": \"NO_MATCH\",\n                \"futures_sanctions\": \"NO_MATCH\",\n                \"hkma_sanctions\": \"NO_MATCH\",\n                \"hm_treasury_sanctions\": \"NO_MATCH\",\n                \"isn\": \"NO_MATCH\",\n                \"mas_sanctions\": \"NO_MATCH\",\n                \"monitored_location\": \"NO_MATCH\",\n                \"ns-isa\": \"NO_MATCH\",\n                \"ofac_561_list\": \"NO_MATCH\",\n                \"ofac_eo13645\": \"NO_MATCH\",\n                \"ofac_fse\": \"NO_MATCH\",\n                \"ofac_fse_ir\": \"NO_MATCH\",\n                \"ofac_fse_sy\": \"NO_MATCH\",\n                \"ofac_isa\": \"NO_MATCH\",\n                \"ofac_ns_isa\": \"NO_MATCH\",\n                \"ofac_plc\": \"NO_MATCH\",\n                \"ofac_sdn\": \"NO_MATCH\",\n                \"ofac_ssi\": \"NO_MATCH\",\n                \"ofac_syria\": \"NO_MATCH\",\n                \"ofac_ukraine_eo13662\": \"NO_MATCH\",\n                \"osfi\": \"NO_MATCH\",\n                \"pep\": \"NO_MATCH\",\n                \"plc\": \"NO_MATCH\",\n                \"primary_concern\": \"NO_MATCH\",\n                \"sdn\": \"NO_MATCH\",\n                \"ssi\": \"NO_MATCH\",\n                \"tel_sanctions\": \"NO_MATCH\",\n                \"ukcl\": \"NO_MATCH\",\n                \"uvl\": \"NO_MATCH\"\n            },\n            \"social_docs\": [\n                {\n                    \"document_type\": \"FACEBOOK\",\n                    \"document_value\": \"https://www.facebook.com/valid\",\n                    \"id\": \"8f314a6a53f36ee569455761e49a2a7fe790d251c5611c65255befdb303602b7\",\n                    \"last_updated\": 1498288034880,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"PHONE_NUMBER\",\n                    \"document_value\": \"901.111.1111\",\n                    \"id\": \"fda60784d6375bc44edafaaeae149626c4c13dcb92e85a2a7a00eec2cdfd2b6f\",\n                    \"last_updated\": 1498288034880,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"EMAIL\",\n                    \"document_value\": \"[email protected]\",\n                    \"id\": \"2c45158f6431ca874bbe82f63d5905567854dde4d8b81539944e5779e5eee741\",\n                    \"last_updated\": 1498288034880,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                },\n                {\n                    \"document_type\": \"IP\",\n                    \"document_value\": \"::1\",\n                    \"id\": \"28d9177b22c127d9a51d8903893864accf6e553ac326704a4c0d585eaad2516a\",\n                    \"last_updated\": 1498288034880,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ],\n            \"virtual_docs\": [\n                {\n                    \"document_type\": \"SSN\",\n                    \"document_value\": \"2222\",\n                    \"id\": \"ee596c2896dddc19b76c07a184fe7d3cf5a04b8e94b9108190cac7890739017f\",\n                    \"last_updated\": 1498288034875,\n                    \"meta\": {\n                        \"matches\": {\n                            \"address\": \"not_found\",\n                            \"dob\": \"not_found\",\n                            \"identification\": \"not_found\"\n                        }\n                    },\n                    \"status\": \"SUBMITTED|VALID\"\n                }\n            ],\n            \"year\": 1989\n        }\n    ],\n    \"emails\": [],\n    \"extra\": {\n        \"cip_tag\": 1,\n        \"date_joined\": 1498288029784,\n        \"extra_security\": false,\n        \"is_business\": false,\n        \"last_updated\": 1498288034864,\n        \"note\": null,\n        \"public_note\": null,\n        \"supp_id\": \"122eddfgbeafrfvbbb\"\n    },\n    \"flag\": \"NOT-FLAGGED\",\n    \"ips\": [\n        \"127.0.0.1\"\n    ],\n    \"is_hidden\": false,\n    \"legal_names\": [\n        \"Test User\"\n    ],\n    \"logins\": [\n        {\n            \"email\": \"[email protected]\",\n            \"scope\": \"READ_AND_WRITE\"\n        }\n    ],\n    \"permission\": \"SEND-AND-RECEIVE\",\n    \"phone_numbers\": [\n        \"[email protected]\",\n        \"901.111.1111\"\n    ],\n    \"photos\": [],\n    \"refresh_token\": \"refresh_ehG7YBS8ZiD0sLa6PQHMUxryovVkJzElC5gWROXq\"\n}","language":"json","name":"with full_dehydrate","status":200}]},"method":"get","examples":{"codes":[{"language":"http","code":"GET /v3.1/users/594e0fa2838454002ea317a0 HTTP/1.1\nHost: uat-api.synapsefi.com\nX-SP-GATEWAY: client_id_2bb1e412edd311e6bd04e285d6015267|client_secret_2bb1e714edd311e6bd04e285d6015267\nX-SP-USER-IP: 127.0.0.1\nX-SP-USER: |e83cf6ddcf778e37bfe3d48fc78a6502062fc\nContent-Type: application/json","name":"w/o full_dehydrate"},{"name":"with full_dehydrate","language":"http","code":"GET /v3.1/users/594e0fa2838454002ea317a0?full_dehydrate=yes HTTP/1.1\nHost: uat-api.synapsefi.com\nX-SP-GATEWAY: client_id_2bb1e412edd311e6bd04e285d6015267|client_secret_2bb1e714edd311e6bd04e285d6015267\nX-SP-USER-IP: 127.0.0.1\nX-SP-USER: |e83cf6ddcf778e37bfe3d48fc78a6502062fc\nContent-Type: application/json"}]},"auth":"required","params":[{"_id":"58acf7f3e570c62500512a63","ref":"","in":"query","required":false,"desc":"[yes/no] Full Dehydrate yes will return back user's KYC info.","default":"no","type":"string","name":"full_dehydrate"},{"_id":"590ca984ae0df70f0044026c","ref":"","in":"path","required":true,"desc":"The user ID of the user you wish to retrieve","default":"","type":"string","name":"user_id"}],"url":"/v3.1/users/:user_id"},"isReference":false,"order":0,"body":"Card Processing (also called Interchange Processing) is another payment method to send/receive funds onto debit or credit cards. We process all major networks like Visa, Mastercard, and smaller networks such as STAR, pulse, accel, and nyce. This is a much faster alternative to ACH or wires, as transactions get processed instantly.\n\nSince funds get processed instantly, insufficient returns and incorrect account info are rejected immediately as well.  This gives platforms more security and lowers the liability for the platform compared to ACH. \n\nTo create a card processing transaction, you will need to:\n  * [Create Users](https://docs.synapsefi.com/v3.2/docs/create-a-user-1) (Sender & Receiver)\n  * Link a Card\n  * Create a transaction to/from a Synapse managed account\n\n##Node Type\n[block:parameters]\n{\n  \"data\": {\n    \"h-0\": \"Account Type\",\n    \"h-1\": \"Default Permissions\",\n    \"h-2\": \"Comment\",\n    \"h-3\": \"DESCRIPTION\",\n    \"0-0\": \"INTERCHANGE-US\",\n    \"0-1\": \"CREDIT-AND-DEBIT\",\n    \"0-2\": \"A Credit/Debit card for processing Interchange payments. Pushing and pulling funds from the card is allowed\",\n    \"0-3\": \"An external bank account (ex: your Chase account). The account is verified instantly.\",\n    \"1-0\": \"INTERCHANGE-US\",\n    \"1-1\": \"CREDIT\",\n    \"1-2\": \"Only pushing funds from the card is allowed\",\n    \"1-3\": \"An external bank account (ex: your Chase account). Verify with micro-deposits to receive CREDIT-AND-DEBIT permissions.\",\n    \"2-0\": \"INTERCHANGE-US\",\n    \"2-1\": \"DEBIT\",\n    \"2-2\": \"Only pulling funds from the card is allowed\"\n  },\n  \"cols\": 3,\n  \"rows\": 3\n}\n[/block]\n##Node Object\n[block:html]\n{\n  \"html\": \"<div class=\\\"api-manager\\\"><div class=\\\"param-table\\\"><div class=\\\"table\\\"><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong>_id<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Object ID of the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">_links.self.</span>href<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>HAL style link for the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong>allowed<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Denotes the account standing. Look at the <a href=\\\"#section-node-permissions\\\">node permissions</a> section above to learn more</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">client.</span>id<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>ID of the client that created the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">client.</span>name<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Name of the client that created the node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.</span>nickname<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Any nickname/common name given to the node. Eg. Savings Node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.</span>document_id<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>User's document ID that the card is associated with</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.</span>network<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Card's network <code>Visa</code>, <code>Mastercard</code>, <code> Discover</code></p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.</span>type<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Card type <code>Debit</code>, <code>Credit</code>, <code>Prepaid</code></p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.</span>card_hash<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>A hash value derived from card details. This will be same for cards with same card details</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">info.</span>is_international<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">boolean</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>true if the card is not a US based</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong>is_active<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">boolean</strong><span class=\\\"param-default text-muted\\\">true</span><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>If the node is indexed or marked deleted.</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong>timeline<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">array of objects</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Array that tracks node updates as they occur</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong>type<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Type of node</p>\\n</div></div></div><div class=\\\"tr\\\"><div class=\\\"td param\\\"><strong><span class=\\\"text-muted\\\">extra.</span>supp_id<span class=\\\"colon\\\">:</span></strong></div><div class=\\\"td\\\"><strong class=\\\"param-type\\\">string</strong><div marked=\\\"\\\" class=\\\"ng-isolate-scope\\\"><p>Any supplied ID given by the client that created the node</p>\\n</div></div></div></div></div></div>\"\n}\n[/block]\n##NODE PERMISSIONS\nEvery INTERCHANGE-US node can have the following permissions associated with them\n[block:parameters]\n{\n  \"data\": {\n    \"h-0\": \"PERMISSION\",\n    \"h-1\": \"DESCRIPTION\",\n    \"0-0\": \"CREDIT\",\n    \"1-0\": \"CREDIT-AND-DEBIT\",\n    \"2-0\": \"DEBIT\",\n    \"3-0\": \"INACTIVE\",\n    \"0-1\": \"Node can only receive funds. (Ex: Sending funds to my linked debit card)\",\n    \"1-1\": \"Node can be used for sending or receiving funds\",\n    \"2-1\": \"Node can only send funds (Ex: Funding my deposit account)\",\n    \"3-1\": \"Node has been disabled and cannot be used for any transactions\",\n    \"4-0\": \"LOCKED\",\n    \"4-1\": \"Node has been locked and cannot be used for any transactions\"\n  },\n  \"cols\": 2,\n  \"rows\": 5\n}\n[/block]","excerpt":"Card processing resources","slug":"card-processing-intro","type":"basic","title":"Card Processing Intro"}

Card Processing Intro

Card processing resources

Card Processing (also called Interchange Processing) is another payment method to send/receive funds onto debit or credit cards. We process all major networks like Visa, Mastercard, and smaller networks such as STAR, pulse, accel, and nyce. This is a much faster alternative to ACH or wires, as transactions get processed instantly. Since funds get processed instantly, insufficient returns and incorrect account info are rejected immediately as well. This gives platforms more security and lowers the liability for the platform compared to ACH. To create a card processing transaction, you will need to: * [Create Users](https://docs.synapsefi.com/v3.2/docs/create-a-user-1) (Sender & Receiver) * Link a Card * Create a transaction to/from a Synapse managed account ##Node Type [block:parameters] { "data": { "h-0": "Account Type", "h-1": "Default Permissions", "h-2": "Comment", "h-3": "DESCRIPTION", "0-0": "INTERCHANGE-US", "0-1": "CREDIT-AND-DEBIT", "0-2": "A Credit/Debit card for processing Interchange payments. Pushing and pulling funds from the card is allowed", "0-3": "An external bank account (ex: your Chase account). The account is verified instantly.", "1-0": "INTERCHANGE-US", "1-1": "CREDIT", "1-2": "Only pushing funds from the card is allowed", "1-3": "An external bank account (ex: your Chase account). Verify with micro-deposits to receive CREDIT-AND-DEBIT permissions.", "2-0": "INTERCHANGE-US", "2-1": "DEBIT", "2-2": "Only pulling funds from the card is allowed" }, "cols": 3, "rows": 3 } [/block] ##Node Object [block:html] { "html": "<div class=\"api-manager\"><div class=\"param-table\"><div class=\"table\"><div class=\"tr\"><div class=\"td param\"><strong>_id<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Object ID of the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">_links.self.</span>href<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>HAL style link for the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong>allowed<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Denotes the account standing. Look at the <a href=\"#section-node-permissions\">node permissions</a> section above to learn more</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">client.</span>id<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>ID of the client that created the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">client.</span>name<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Name of the client that created the node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.</span>nickname<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Any nickname/common name given to the node. Eg. Savings Node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.</span>document_id<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>User's document ID that the card is associated with</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.</span>network<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Card's network <code>Visa</code>, <code>Mastercard</code>, <code> Discover</code></p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.</span>type<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Card type <code>Debit</code>, <code>Credit</code>, <code>Prepaid</code></p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.</span>card_hash<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>A hash value derived from card details. This will be same for cards with same card details</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">info.</span>is_international<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">boolean</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>true if the card is not a US based</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong>is_active<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">boolean</strong><span class=\"param-default text-muted\">true</span><div marked=\"\" class=\"ng-isolate-scope\"><p>If the node is indexed or marked deleted.</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong>timeline<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">array of objects</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Array that tracks node updates as they occur</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong>type<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Type of node</p>\n</div></div></div><div class=\"tr\"><div class=\"td param\"><strong><span class=\"text-muted\">extra.</span>supp_id<span class=\"colon\">:</span></strong></div><div class=\"td\"><strong class=\"param-type\">string</strong><div marked=\"\" class=\"ng-isolate-scope\"><p>Any supplied ID given by the client that created the node</p>\n</div></div></div></div></div></div>" } [/block] ##NODE PERMISSIONS Every INTERCHANGE-US node can have the following permissions associated with them [block:parameters] { "data": { "h-0": "PERMISSION", "h-1": "DESCRIPTION", "0-0": "CREDIT", "1-0": "CREDIT-AND-DEBIT", "2-0": "DEBIT", "3-0": "INACTIVE", "0-1": "Node can only receive funds. (Ex: Sending funds to my linked debit card)", "1-1": "Node can be used for sending or receiving funds", "2-1": "Node can only send funds (Ex: Funding my deposit account)", "3-1": "Node has been disabled and cannot be used for any transactions", "4-0": "LOCKED", "4-1": "Node has been locked and cannot be used for any transactions" }, "cols": 2, "rows": 5 } [/block]